/* ============================================================
   AUDIT LANDING PAGE
   Self-contained styles; relies on style.css for tokens & base.
   ============================================================ */

.audit-page{background:var(--bg);overflow-x:hidden}

/* NAVBAR override for audit page (always solid for contrast) */
.audit-nav{background:rgba(247,245,240,.92);backdrop-filter:blur(20px) saturate(160%);border-bottom:1px solid rgba(0,0,0,.04)}
.audit-nav .nav-cta{background:#22c55e!important;color:#fff!important}
.audit-nav .nav-cta:hover{background:#16a34a!important}

/* ============================================================
   HERO
   ============================================================ */
.audit-hero{position:relative;padding:9rem 0 6rem;overflow:hidden;min-height:100vh;display:flex;align-items:center;background:radial-gradient(ellipse at top left, #fbf6e8 0%, var(--bg) 45%) , var(--bg)}
.audit-hero::before{content:'';position:absolute;inset:0;background-image:radial-gradient(circle at 1px 1px, rgba(15,24,35,.04) 1px, transparent 0);background-size:32px 32px;pointer-events:none;mask-image:radial-gradient(ellipse at center, #000 30%, transparent 75%);-webkit-mask-image:radial-gradient(ellipse at center, #000 30%, transparent 75%)}
.ah-orb{position:absolute;border-radius:50%;pointer-events:none;filter:blur(60px)}
.ah-orb-1{top:-200px;right:-200px;width:520px;height:520px;background:radial-gradient(circle,rgba(253,191,59,.15),transparent 65%)}
.ah-orb-2{bottom:-250px;left:-250px;width:600px;height:600px;background:radial-gradient(circle,rgba(139,174,224,.12),transparent 70%)}

.audit-hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:5rem;align-items:center;position:relative;z-index:1}

/* Audit pill (urgency badge) — refined */
.audit-pill{display:inline-flex;align-items:center;gap:12px;background:var(--white);border:1px solid rgba(15,24,35,.06);border-radius:var(--radius-pill);padding:7px 18px 7px 7px;font-size:.72rem;font-weight:600;letter-spacing:.4px;margin-bottom:1.8rem;box-shadow:0 8px 24px rgba(15,24,35,.04);max-width:fit-content}
.ap-flash{background:#0f1823;color:#fdbf3b;padding:5px 13px;border-radius:var(--radius-pill);font-weight:800;letter-spacing:1.4px;font-family:'Outfit';font-size:.65rem;position:relative;display:inline-flex;align-items:center;gap:6px}
.ap-flash::before{content:'';width:6px;height:6px;border-radius:50%;background:#fdbf3b;animation:dotBlink 1.6s infinite}
@keyframes dotBlink{0%,100%{opacity:1}50%{opacity:.3}}
.ap-sep{width:1px;height:12px;background:rgba(0,0,0,.1)}
.audit-pill > span:last-child{color:var(--text-light);font-weight:500;text-transform:none;letter-spacing:.2px}

/* Heading */
.audit-h1{font-family:'Outfit',sans-serif;font-weight:900;font-size:clamp(2.6rem,5.5vw,4.6rem);line-height:1.02;letter-spacing:-3px;color:var(--text);margin-bottom:1.8rem}
.ah-strike{position:relative;color:var(--text-muted);font-weight:600;display:inline-block}
.ah-strike::after{content:'';position:absolute;top:55%;left:-4px;right:-4px;height:3px;background:#dc2626;transform:rotate(-3deg) scaleX(0);transform-origin:left;animation:strikeIn 1.2s cubic-bezier(.16,1,.3,1) .8s forwards}
@keyframes strikeIn{to{transform:rotate(-3deg) scaleX(1)}}
.ah-em{font-family:'Playfair Display',serif;font-style:italic;font-weight:800;color:var(--text);letter-spacing:-2px;position:relative;display:inline-block}
.ah-em::after{content:'';position:absolute;left:2%;right:2%;bottom:6%;height:.55em;background:linear-gradient(90deg,rgba(253,191,59,.35),rgba(253,191,59,.15));z-index:-1;border-radius:4px;transform:skewX(-4deg)}

.audit-sub{font-size:1.05rem;color:var(--text-light);line-height:1.75;max-width:540px;margin-bottom:1.2rem}
.audit-lead{font-size:1rem;color:var(--text);line-height:1.65;max-width:540px;margin-bottom:2.2rem}
.audit-lead strong{color:var(--accent);font-weight:700}

/* CTA buttons */
.audit-cta{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:2.5rem;align-items:center}
.btn-audit-journey{flex-shrink:0}
.btn-audit-primary{background:#25d366;color:#fff;font-size:.92rem;font-weight:700;padding:16px 30px;border-radius:var(--radius-pill);display:inline-flex;align-items:center;gap:10px;text-decoration:none;transition:all .4s cubic-bezier(.16,1,.3,1);box-shadow:0 14px 36px rgba(37,211,102,.35),0 2px 8px rgba(0,0,0,.06);border:none;cursor:pointer;letter-spacing:-.2px}
.btn-audit-primary:hover{background:#22c55e;transform:translateY(-3px);box-shadow:0 20px 50px rgba(37,211,102,.5)}
.btn-audit-outline{background:transparent;color:var(--text);border:1.5px solid rgba(0,0,0,.15);padding:16px 28px;border-radius:var(--radius-pill);font-size:.88rem;font-weight:600;text-decoration:none;display:inline-flex;align-items:center;gap:8px;transition:all .3s}
.btn-audit-outline:hover{border-color:var(--text);background:var(--text);color:#fff;transform:translateY(-2px)}
.btn-audit-ghost{background:rgba(255,255,255,.08);color:#fff;border:1px solid rgba(255,255,255,.18);padding:16px 28px;border-radius:var(--radius-pill);font-size:.88rem;font-weight:600;text-decoration:none;transition:all .3s;display:inline-flex;align-items:center;gap:8px}
.btn-audit-ghost:hover{background:rgba(255,255,255,.15);transform:translateY(-2px)}

/* Trust line under CTA */
.audit-trust{display:flex;gap:2rem;flex-wrap:wrap;padding-top:1.5rem;border-top:1px dashed rgba(0,0,0,.1)}
.at-item{display:flex;align-items:center;gap:10px}
.at-icon{width:36px;height:36px;border-radius:10px;background:var(--white);box-shadow:0 4px 12px rgba(0,0,0,.04);display:flex;align-items:center;justify-content:center;font-size:1.1rem;flex-shrink:0}
.at-item div{display:flex;flex-direction:column;line-height:1.2}
.at-item strong{font-family:'Outfit';font-size:.85rem;font-weight:700;color:var(--text);letter-spacing:-.3px}
.at-item span{font-size:.7rem;color:var(--text-muted)}

/* ============================================================
   HERO VISUAL — Animated Audit Report Card
   ============================================================ */
.ah-visual{position:relative;display:flex;justify-content:center;perspective:1200px}
.ah-report{background:var(--white);border-radius:var(--radius-lg);padding:2.2rem;width:100%;max-width:440px;box-shadow:0 40px 100px rgba(15,24,35,.12),0 8px 24px rgba(0,0,0,.04);border:1px solid rgba(0,0,0,.04);position:relative;transform:rotateY(-4deg) rotateX(2deg);transition:transform .6s cubic-bezier(.16,1,.3,1)}
.ah-report:hover{transform:rotateY(0) rotateX(0)}

.ah-report-stamp{position:absolute;top:18px;right:18px;background:linear-gradient(135deg,#22c55e,#16a34a);color:#fff;font-family:'Outfit';font-weight:900;font-size:.7rem;letter-spacing:2px;padding:5px 11px;border-radius:6px;transform:rotate(8deg);box-shadow:0 6px 16px rgba(34,197,94,.35);animation:stampPop .6s cubic-bezier(.34,1.56,.64,1) 1s both}
@keyframes stampPop{from{transform:rotate(8deg) scale(0)}to{transform:rotate(8deg) scale(1)}}

.ah-report-head{display:flex;justify-content:space-between;align-items:flex-start;padding-bottom:1.4rem;margin-bottom:1.4rem;border-bottom:1px solid rgba(0,0,0,.05)}
.ah-report-label{font-size:.65rem;color:var(--text-muted);text-transform:uppercase;letter-spacing:2px;font-weight:600;display:block;margin-bottom:4px}
.ah-report-head h4{font-family:'Outfit';font-size:1rem;font-weight:800;letter-spacing:-.5px;color:var(--text)}
.ah-report-score{position:relative;width:64px;height:64px}
.ah-score-text{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;line-height:1}
.ah-score-text strong{font-family:'Outfit';font-size:1.2rem;font-weight:900;color:var(--accent)}
.ah-score-text span{font-size:.55rem;color:var(--text-muted);font-weight:600}

.ah-checklist{list-style:none;display:flex;flex-direction:column;gap:11px}
.ah-checklist li{display:flex;align-items:center;gap:12px;padding:11px 14px;background:var(--bg);border-radius:12px;font-size:.82rem}
.ah-tick{width:24px;height:24px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.78rem;flex-shrink:0;color:#fff;background:#cbd5e1}
.ah-checklist li.is-ok .ah-tick{background:linear-gradient(135deg,#22c55e,#16a34a);box-shadow:0 2px 8px rgba(34,197,94,.3)}
.ah-checklist li.is-warn .ah-tick{background:linear-gradient(135deg,#f59e0b,#d97706);box-shadow:0 2px 8px rgba(245,158,11,.3)}
.ah-line{flex:1;color:var(--text);font-weight:500;letter-spacing:-.1px}
.ah-tag{font-size:.62rem;font-weight:800;letter-spacing:1px;padding:3px 9px;border-radius:6px;text-transform:uppercase;flex-shrink:0}
.ah-tag.ok{background:rgba(34,197,94,.12);color:#16a34a}
.ah-tag.warn{background:rgba(245,158,11,.15);color:#b45309}

.ah-report-foot{display:flex;justify-content:space-between;align-items:center;margin-top:1.4rem;padding-top:1.1rem;border-top:1px dashed rgba(0,0,0,.08);font-size:.7rem;color:var(--text-muted)}
.ah-report-foot strong{color:var(--text);font-weight:700}
.ah-report-stamp-mini{color:#22c55e;font-weight:800;letter-spacing:1.5px;font-size:.65rem}

/* Floating cards beside report — positioned to avoid header & footer */
.ah-float{position:absolute;background:var(--white);padding:14px 18px;border-radius:14px;box-shadow:0 18px 50px rgba(15,24,35,.12);border:1px solid rgba(0,0,0,.04);z-index:2;display:flex;flex-direction:column;line-height:1.3}
.ah-float-1{top:38%;left:-60px;animation:floatA 4s ease-in-out infinite}
.ah-float-2{top:55%;right:-65px;animation:floatA 4s ease-in-out infinite -2s}
.ahf-label{font-size:.62rem;text-transform:uppercase;letter-spacing:1.5px;color:var(--text-muted);font-weight:600;margin-bottom:2px}
.ah-float-1 .ahf-label::before{content:'⚠️ '}
.ah-float-2 .ahf-label::before{content:'💎 '}
.ah-float strong{font-family:'Outfit';font-size:1.1rem;font-weight:900;letter-spacing:-.5px}
.ah-float-1 strong{color:#dc2626}
.ah-float-2 strong{color:#16a34a}
@keyframes floatA{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}

/* ============================================================
   STATS STRIP
   ============================================================ */
.audit-strip{background:var(--bg-dark);color:#fff;padding:2.5rem 0;position:relative;overflow:hidden}
.audit-strip::before{content:'';position:absolute;inset:0;background:linear-gradient(135deg,rgba(139,174,224,.12),transparent 50%,rgba(253,191,59,.06))}
.audit-strip .container{display:flex;justify-content:space-around;align-items:center;gap:1rem;position:relative}
.as-item{text-align:center}
.as-item h3{font-family:'Outfit';font-size:2.4rem;font-weight:900;letter-spacing:-1.5px;color:var(--accent-light);line-height:1}
.as-item p{font-size:.7rem;color:rgba(255,255,255,.55);letter-spacing:1.5px;text-transform:uppercase;font-weight:600;margin-top:6px}
.as-divider{width:1px;height:40px;background:rgba(255,255,255,.1)}

/* ============================================================
   WHAT WE REVIEW
   ============================================================ */
.audit-review{padding:7rem 0;background:linear-gradient(180deg,var(--bg) 0%,var(--bg-alt) 100%)}
.ar-header{text-align:center;max-width:680px;margin:0 auto 4rem}

.ar-cards{display:grid;grid-template-columns:1fr 1fr;gap:2rem}
.ar-card{position:relative;background:var(--white);border-radius:var(--radius-lg);padding:3rem 2.5rem;border:1px solid rgba(0,0,0,.04);box-shadow:0 24px 60px rgba(15,24,35,.05);transition:all .5s cubic-bezier(.16,1,.3,1);overflow:hidden}
.ar-card::before{content:'';position:absolute;top:0;left:0;width:100%;height:5px;background:linear-gradient(90deg,var(--accent),var(--accent-light))}
.ar-card:hover{transform:translateY(-8px);box-shadow:0 36px 80px rgba(15,24,35,.10)}
.arc-num{position:absolute;top:24px;right:30px;font-family:'Outfit';font-size:5rem;font-weight:900;color:rgba(139,174,224,.10);line-height:1;letter-spacing:-3px;pointer-events:none}
.arc-icon{width:64px;height:64px;border-radius:18px;background:linear-gradient(135deg,#0f1823,#1a2435);color:var(--accent);display:flex;align-items:center;justify-content:center;margin-bottom:1.5rem;box-shadow:0 12px 28px rgba(15,24,35,.20)}
.ar-card h3{font-family:'Outfit';font-size:1.6rem;font-weight:800;letter-spacing:-1px;margin-bottom:.7rem;color:var(--text)}
.ar-card > p{color:var(--text-light);font-size:.95rem;line-height:1.7;margin-bottom:1.8rem}
.arc-features{list-style:none;display:flex;flex-direction:column;gap:1.2rem}
.arc-features li{position:relative;padding-left:2.1rem;padding-bottom:1.2rem;border-bottom:1px solid rgba(0,0,0,.04)}
.arc-features li:last-child{border-bottom:none;padding-bottom:0}
.arc-features li::before{content:'✓';position:absolute;left:0;top:0;width:24px;height:24px;border-radius:50%;background:linear-gradient(135deg,var(--accent),#6b95d1);color:#fff;font-weight:700;font-size:.75rem;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 10px rgba(139,174,224,.3)}
.arc-features strong{font-family:'Outfit';font-size:.95rem;font-weight:700;color:var(--text);letter-spacing:-.3px;display:block;margin-bottom:4px}
.arc-features span{font-size:.85rem;color:var(--text-light);line-height:1.65;display:block}
.arc-features em{color:var(--accent);font-style:italic;font-weight:600}

/* ============================================================
   MUTUAL FUND DEEP-DIVE
   ============================================================ */
.mf-section{padding:7rem 0;background:var(--bg);position:relative;overflow:hidden}
.mf-section::before{content:'';position:absolute;top:0;left:50%;transform:translateX(-50%);width:80%;max-width:900px;height:1px;background:linear-gradient(90deg,transparent,rgba(0,0,0,.08),transparent)}
.mf-header{text-align:center;max-width:680px;margin:0 auto 5rem}
.mf-header .em{font-family:'Playfair Display',serif;font-style:italic}

.mf-block{display:grid;grid-template-columns:.95fr 1.05fr;gap:5rem;align-items:center;margin-bottom:6rem}
.mf-block:last-child{margin-bottom:0}
.mf-block-alt{grid-template-columns:1.05fr .95fr}

.mf-block-text{position:relative}
.mf-num{position:absolute;top:-40px;left:-10px;font-family:'Outfit';font-size:6rem;font-weight:900;color:rgba(139,174,224,.10);letter-spacing:-3px;line-height:1;pointer-events:none;z-index:0}
.mf-block-text h3{font-family:'Outfit';font-size:2rem;font-weight:800;letter-spacing:-1.2px;color:var(--text);margin-bottom:1rem;position:relative}
.mf-block-text p{font-size:.98rem;color:var(--text-light);line-height:1.75;margin-bottom:1.5rem;position:relative}
.mf-block-text p strong{color:var(--text);font-weight:700}
.mf-bullets{list-style:none;display:flex;flex-direction:column;gap:.7rem}
.mf-bullets li{display:flex;align-items:flex-start;gap:12px;font-size:.92rem;color:var(--text-light);padding-left:0}
.mf-bullets li::before{content:'';width:6px;height:6px;border-radius:50%;background:var(--accent);margin-top:9px;flex-shrink:0;box-shadow:0 0 0 3px rgba(139,174,224,.15)}

/* ============ Block 1: Portfolio Overlap (refined matrix) ============ */
.mf-block-visual{position:relative}
.mf-overlap{background:var(--white);border-radius:var(--radius-lg);padding:1.8rem;box-shadow:0 24px 60px rgba(15,24,35,.07);border:1px solid rgba(0,0,0,.04);overflow:hidden}

.mfo-head{display:flex;justify-content:space-between;align-items:center;padding-bottom:1.2rem;margin-bottom:1.2rem;border-bottom:1px solid rgba(0,0,0,.05)}
.mfo-eyebrow{font-size:.65rem;text-transform:uppercase;letter-spacing:2px;color:var(--text-muted);font-weight:700;display:block;margin-bottom:4px}
.mfo-head h4{font-family:'Outfit';font-size:1.1rem;font-weight:800;letter-spacing:-.4px;color:var(--text)}
.mfo-meter{position:relative;width:64px;height:64px;flex-shrink:0}
.mfo-meter-num{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;line-height:1}
.mfo-meter-num strong{font-family:'Outfit';font-size:1.2rem;font-weight:900;color:#dc2626;display:flex;align-items:baseline}
.mfo-meter-num strong span{font-size:.7rem;font-weight:700;margin-left:1px}
.mfo-meter-num > span{font-size:.55rem;color:var(--text-muted);font-weight:700;text-transform:uppercase;letter-spacing:1px;margin-top:1px}

/* Matrix */
.mfo-matrix{display:flex;flex-direction:column;gap:2px;margin-bottom:1.2rem}
.mfom-header,.mfom-row{display:grid;grid-template-columns:1.8fr .8fr .8fr .8fr .9fr;align-items:center;gap:8px;padding:9px 12px;border-radius:10px}
.mfom-header{background:var(--bg);font-family:'Outfit';font-size:.66rem;font-weight:700;color:var(--text-muted);text-transform:uppercase;letter-spacing:1.4px}
.mfom-stock-h{justify-self:start}
.mfom-cnt{text-align:right;justify-self:end}
.mfom-row{transition:all .25s;position:relative}
.mfom-row.triple{background:linear-gradient(90deg,rgba(220,38,38,.04),rgba(220,38,38,.01))}
.mfom-row.double{background:linear-gradient(90deg,rgba(245,158,11,.05),transparent)}
.mfom-row.single{background:transparent}
.mfom-row:hover{transform:translateX(2px)}
.mfom-cell{font-size:.85rem;display:flex;align-items:center;justify-content:center}
.mfom-stock{justify-content:flex-start;font-family:'Outfit';font-weight:700;color:var(--text);letter-spacing:-.3px;gap:8px}
.mfom-tick{color:var(--accent);font-size:.55rem;opacity:.5}
.mfom-row.triple .mfom-tick{color:#dc2626;opacity:1}
.mfom-row.double .mfom-tick{color:#f59e0b;opacity:.9}
.mfom-dot{width:10px;height:10px;border-radius:50%;display:block}
.mfom-dot.on{background:radial-gradient(circle at 30% 30%,#1a2435,#0f1823);box-shadow:0 1px 3px rgba(0,0,0,.2)}
.mfom-dot.off{background:transparent;border:1.5px dashed rgba(0,0,0,.12)}
.mfom-row.triple .mfom-dot.on{background:radial-gradient(circle at 30% 30%,#ef4444,#b91c1c);box-shadow:0 1px 4px rgba(220,38,38,.4)}
.mfom-row.double .mfom-dot.on{background:radial-gradient(circle at 30% 30%,#f59e0b,#b45309);box-shadow:0 1px 4px rgba(245,158,11,.35)}
.mfom-pill{font-size:.65rem;font-weight:800;padding:3px 8px;border-radius:6px;font-family:'Outfit';letter-spacing:.3px}
.mfom-pill.warn{background:rgba(220,38,38,.10);color:#b91c1c}
.mfom-pill.mid{background:rgba(245,158,11,.15);color:#b45309}
.mfom-pill.ok{background:rgba(34,197,94,.12);color:#16a34a}

.mfo-foot{display:flex;align-items:center;gap:14px;padding:14px 16px;background:linear-gradient(135deg,rgba(220,38,38,.06),rgba(245,158,11,.04));border-radius:12px;border:1px solid rgba(220,38,38,.10)}
.mfo-foot::before{content:'⚠';font-size:1.3rem;flex-shrink:0}
.mfo-foot strong{font-family:'Outfit';font-size:.92rem;font-weight:800;color:var(--text);letter-spacing:-.3px;display:block;margin-bottom:2px}
.mfo-foot span{font-size:.78rem;color:var(--text-light);line-height:1.5}

/* ============================================================
   LIC DEEP-DIVE (reuses .mf-section base styles)
   ============================================================ */
.lic-section{padding:7rem 0;background:linear-gradient(180deg,var(--bg-alt) 0%,var(--bg) 100%);position:relative;overflow:hidden}

/* ====== Block 1: LIC document mockup ====== */
.lic-doc{background:var(--white);border-radius:var(--radius-lg);padding:1.8rem;box-shadow:0 24px 60px rgba(15,24,35,.08);border:1px solid rgba(0,0,0,.04);position:relative;overflow:hidden}
.lic-doc::before{content:'';position:absolute;top:0;left:0;width:100%;height:6px;background:linear-gradient(90deg,#fdbf3b,#f59e0b)}
.lic-doc-stamp{position:absolute;top:18px;right:18px;font-family:'Outfit';font-weight:900;font-size:.6rem;letter-spacing:2.5px;color:rgba(245,158,11,.45);border:1.5px solid rgba(245,158,11,.35);padding:4px 9px;border-radius:6px;transform:rotate(-2deg)}
.lic-doc-header{padding:.6rem 0 1.2rem;margin-bottom:1rem;border-bottom:1px solid rgba(0,0,0,.06)}
.ldh-label{font-size:.65rem;color:var(--text-muted);text-transform:uppercase;letter-spacing:1.8px;font-weight:700;display:block;margin-bottom:4px}
.lic-doc-header h4{font-family:'Outfit';font-size:1.05rem;font-weight:800;letter-spacing:-.4px;color:var(--text)}
.lic-field{display:grid;grid-template-columns:.8fr 1.6fr auto;align-items:center;gap:14px;padding:10px 14px;border-radius:10px;margin-bottom:6px;background:var(--bg);transition:all .3s}
.lic-field.is-warn{background:linear-gradient(90deg,rgba(220,38,38,.05),rgba(220,38,38,.02));border:1px solid rgba(220,38,38,.10)}
.lic-field.is-ok{border:1px solid transparent}
.lic-field:hover{transform:translateX(2px)}
.lf-key{font-size:.7rem;color:var(--text-muted);font-weight:700;text-transform:uppercase;letter-spacing:1px}
.lf-val{font-family:'Outfit';font-weight:700;font-size:.88rem;color:var(--text);letter-spacing:-.2px;line-height:1.3}
.lf-val em{font-style:normal;color:var(--text-muted);font-weight:500;font-size:.78rem}
.lf-status{font-size:.62rem;font-weight:800;letter-spacing:1px;padding:3px 8px;border-radius:5px;text-transform:uppercase;white-space:nowrap}
.lf-status.ok{background:rgba(34,197,94,.12);color:#16a34a}
.lf-status.warn{background:rgba(220,38,38,.10);color:#b91c1c}
.lic-doc-foot{display:flex;justify-content:space-between;align-items:center;padding-top:1rem;margin-top:.8rem;border-top:1px dashed rgba(0,0,0,.08);font-size:.78rem;color:var(--text-light)}
.lic-doc-foot strong{color:#dc2626;font-family:'Outfit';font-weight:800}
.ldf-tag{background:var(--accent-glow);color:var(--accent);padding:5px 12px;border-radius:var(--radius-pill);font-size:.7rem;font-weight:700}

/* ====== Block 2: Vested bonus bars ====== */
.lic-bonus{background:var(--white);border-radius:var(--radius-lg);padding:1.8rem;box-shadow:0 24px 60px rgba(15,24,35,.08);border:1px solid rgba(0,0,0,.04)}
.lb-head{display:flex;justify-content:space-between;align-items:center;padding-bottom:1.4rem;margin-bottom:1.4rem;border-bottom:1px solid rgba(0,0,0,.06)}
.lb-label{font-size:.65rem;color:var(--text-muted);text-transform:uppercase;letter-spacing:1.8px;font-weight:700;display:block;margin-bottom:4px}
.lb-head h4{font-family:'Outfit';font-size:1.05rem;font-weight:800;letter-spacing:-.4px;color:var(--text)}
.lb-total{text-align:right}
.lb-total strong{font-family:'Outfit';font-size:1.8rem;font-weight:900;letter-spacing:-1.5px;background:linear-gradient(135deg,#fdbf3b,#b45309);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;display:block;line-height:1}
.lb-total span{font-size:.7rem;color:var(--text-muted);letter-spacing:.5px;font-weight:600}

.lb-bars{display:grid;grid-template-columns:repeat(12,1fr);gap:6px;align-items:end;height:180px;padding:1rem .5rem;background:linear-gradient(180deg,rgba(0,0,0,.01),transparent);border-radius:12px}
.lb-bar{position:relative;height:var(--h);background:linear-gradient(180deg,rgba(139,174,224,.4),rgba(139,174,224,.7));border-radius:6px 6px 2px 2px;min-height:8px;transition:transform .25s}
.lb-bar:hover{transform:translateY(-3px)}
.lb-bar::before{content:attr(data-year);position:absolute;bottom:-22px;left:50%;transform:translateX(-50%);font-size:.55rem;color:var(--text-muted);font-weight:600;letter-spacing:.3px}
.lb-amt{position:absolute;top:-22px;left:50%;transform:translateX(-50%);font-size:.6rem;font-family:'Outfit';font-weight:700;color:var(--text-muted);white-space:nowrap;opacity:0;transition:opacity .3s}
.lb-bar:hover .lb-amt{opacity:1}
.lb-bar.is-highlight{background:linear-gradient(180deg,#fdbf3b,#f59e0b);box-shadow:0 4px 14px rgba(245,158,11,.4)}
.lb-bar.is-highlight .lb-amt{opacity:1;color:#b45309}

.lb-foot{display:flex;justify-content:space-between;align-items:center;margin-top:1.8rem;padding-top:1.1rem;border-top:1px dashed rgba(0,0,0,.08)}
.lb-loyalty{font-size:.82rem;color:var(--text);font-weight:600}
.lb-pulse{color:#22c55e;font-size:.6rem;animation:pulse 1.5s ease-in-out infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.3}}

/* ====== Block 3: Maturity timeline ====== */
.lic-timeline{background:var(--white);border-radius:var(--radius-lg);padding:1.8rem;box-shadow:0 24px 60px rgba(15,24,35,.08);border:1px solid rgba(0,0,0,.04);overflow:hidden}
.lt-head{display:flex;justify-content:space-between;align-items:baseline;padding-bottom:1.2rem;margin-bottom:1.2rem;border-bottom:1px solid rgba(0,0,0,.06);flex-wrap:wrap;gap:.4rem}
.lt-head strong{font-family:'Outfit';font-weight:800;font-size:1.05rem;color:var(--text);letter-spacing:-.4px}
.lt-head span{font-size:.72rem;color:var(--text-muted);text-transform:uppercase;letter-spacing:1px;font-weight:600}

.lt-track{position:relative;height:220px;margin:1rem 0}
.lt-line{position:absolute;left:0;right:0;top:50%;height:3px;background:linear-gradient(90deg,var(--accent),var(--accent-light));border-radius:2px;transform:translateY(-50%);opacity:.5}
.lt-now{position:absolute;top:50%;transform:translate(-50%,-50%);background:var(--bg-dark);color:#fff;font-size:.6rem;font-weight:800;padding:5px 11px;border-radius:var(--radius-pill);letter-spacing:.8px;text-transform:uppercase;white-space:nowrap;z-index:5;box-shadow:0 6px 16px rgba(0,0,0,.2)}
.lt-now::after{content:'';position:absolute;right:-8px;top:50%;transform:translateY(-50%);border:5px solid transparent;border-left-color:var(--bg-dark)}

.lt-event{position:absolute;top:50%;transform:translate(-50%,-50%)}
.lt-event .lt-dot{width:14px;height:14px;border-radius:50%;background:var(--white);border:3px solid var(--accent);box-shadow:0 0 0 4px rgba(139,174,224,.15),0 6px 14px rgba(15,24,35,.15);position:relative;z-index:3;margin:0 auto}
.lt-event .lt-dot.is-big{width:18px;height:18px;background:var(--accent-light);border-color:#b45309;box-shadow:0 0 0 5px rgba(245,158,11,.20),0 8px 20px rgba(245,158,11,.3)}
.lt-card{position:absolute;left:50%;transform:translateX(-50%);background:var(--white);border-radius:12px;padding:8px 12px;box-shadow:0 12px 30px rgba(15,24,35,.10);border:1px solid rgba(0,0,0,.05);min-width:110px;text-align:center;display:flex;flex-direction:column;line-height:1.2;top:24px}
.lt-event.lt-up .lt-card{top:auto;bottom:24px}
.lt-yr{font-family:'Outfit';font-size:.62rem;color:var(--text-muted);letter-spacing:1.5px;font-weight:700;text-transform:uppercase}
.lt-card strong{font-family:'Outfit';font-weight:900;font-size:1.1rem;color:var(--text);letter-spacing:-.5px;margin:2px 0}
.lt-policy{font-size:.65rem;color:var(--text-light);font-weight:500}
.lt-big strong{color:#b45309;font-size:1.2rem}

/* ====== Block 4: Risk cover meter ====== */
.lic-cover{background:var(--white);border-radius:var(--radius-lg);padding:1.8rem;display:flex;gap:1.6rem;align-items:center;box-shadow:0 24px 60px rgba(15,24,35,.08);border:1px solid rgba(0,0,0,.04)}
.lc-shield{flex-shrink:0;display:flex;align-items:center;justify-content:center;animation:shieldFloat 4s ease-in-out infinite}
.lc-meter{flex:1;min-width:0}
.lcm-head{margin-bottom:1.2rem}
.lcm-head strong{font-family:'Outfit';font-size:1rem;font-weight:800;color:var(--text);letter-spacing:-.4px;display:block}
.lcm-head span{font-size:.72rem;color:var(--text-muted);font-weight:500}
.lcm-row{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:10px;margin-bottom:8px}
.lcm-label{font-size:.72rem;color:var(--text-muted);font-weight:700;text-transform:uppercase;letter-spacing:1px;min-width:90px}
.lcm-bar{height:10px;background:var(--bg);border-radius:5px;overflow:hidden;position:relative}
.lcm-fill{height:100%;border-radius:5px;transition:width 1.2s cubic-bezier(.16,1,.3,1)}
.lcm-fill.current{background:linear-gradient(90deg,#dc2626,#ef4444)}
.lcm-fill.recommended{background:linear-gradient(90deg,#22c55e,#16a34a)}
.lcm-val{font-family:'Outfit';font-weight:800;font-size:.95rem;color:var(--text);letter-spacing:-.3px;white-space:nowrap}
.lcm-gap{display:flex;gap:12px;align-items:flex-start;background:linear-gradient(135deg,rgba(220,38,38,.06),rgba(245,158,11,.03));border-radius:12px;padding:14px;margin-top:1.2rem;border:1px solid rgba(220,38,38,.10)}
.lcg-icon{font-size:1.4rem;flex-shrink:0}
.lcm-gap strong{font-family:'Outfit';font-size:.92rem;font-weight:800;color:var(--text);letter-spacing:-.3px;display:block;margin-bottom:3px}
.lcm-gap span{font-size:.78rem;color:var(--text-light);line-height:1.5}

@media(max-width:1024px){
  .lic-cover{flex-direction:column;text-align:center;gap:1.2rem}
  .lcm-row{grid-template-columns:1fr;gap:6px}
  .lcm-label{min-width:0}
  .lcm-val{text-align:right}
  .lt-card{min-width:90px}
  .lt-card strong{font-size:.95rem}
  .lt-policy{font-size:.6rem}
}
@media(max-width:640px){
  .lic-field{grid-template-columns:1fr;gap:4px}
  .lf-status{justify-self:start}
  .lb-bars{height:140px}
  .lt-track{height:300px}
  .mfom-header,.mfom-row{grid-template-columns:1.4fr .6fr .6fr .6fr .8fr;font-size:.78rem}
}

/* ============ Block 2: Goal earmarking ============ */
.mf-goals{background:var(--white);border-radius:var(--radius-lg);padding:1.6rem;box-shadow:0 24px 60px rgba(15,24,35,.08);border:1px solid rgba(0,0,0,.04)}
.mfg-head{display:flex;justify-content:space-between;align-items:center;padding-bottom:1rem;margin-bottom:1rem;border-bottom:1px solid rgba(0,0,0,.05)}
.mfg-head strong{font-family:'Outfit';font-weight:800;font-size:1rem;color:var(--text);letter-spacing:-.4px}
.mfg-total{font-family:'Outfit';font-weight:800;font-size:.95rem;color:var(--accent);background:var(--accent-glow);padding:5px 12px;border-radius:var(--radius-pill);letter-spacing:-.3px}
.mfg-row{display:grid;grid-template-columns:auto 1fr auto;gap:14px;align-items:center;padding:14px;border-radius:12px;margin-bottom:8px;background:var(--bg);transition:all .3s}
.mfg-row:hover{background:var(--accent-glow);transform:translateX(4px)}
.mfg-icon{width:44px;height:44px;border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:1.2rem;flex-shrink:0;box-shadow:0 6px 14px rgba(0,0,0,.08)}
.mfg-meta{display:flex;flex-direction:column;line-height:1.3;min-width:0}
.mfg-meta strong{font-family:'Outfit';font-size:.92rem;font-weight:700;color:var(--text);letter-spacing:-.3px}
.mfg-meta span{font-size:.74rem;color:var(--text-muted)}
.mfg-amount{font-family:'Outfit';font-weight:800;font-size:1.05rem;color:var(--text);letter-spacing:-.5px;text-align:right;white-space:nowrap}
.mfg-amount small{font-size:.65rem;color:var(--text-muted);font-weight:500;display:block;letter-spacing:.5px}
.mfg-foot{display:flex;align-items:center;gap:10px;margin-top:1rem;padding-top:1rem;border-top:1px dashed rgba(0,0,0,.08);font-size:.82rem;color:var(--text-light);font-style:italic}
.mfg-check{width:22px;height:22px;border-radius:50%;background:#22c55e;color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.7rem;flex-shrink:0}

/* ============ Block 3: Fund performance cards ============ */
.mf-funds{background:var(--white);border-radius:var(--radius-lg);padding:1.6rem;box-shadow:0 24px 60px rgba(15,24,35,.06);border:1px solid rgba(0,0,0,.04)}
.mff-head{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:1.2rem;padding-bottom:1rem;border-bottom:1px solid rgba(0,0,0,.05);flex-wrap:wrap;gap:.5rem}
.mff-head strong{font-family:'Outfit';font-weight:800;font-size:1rem;letter-spacing:-.4px;color:var(--text)}
.mff-head span{font-size:.72rem;color:var(--text-muted);text-transform:uppercase;letter-spacing:1px;font-weight:600}

.fund-card{display:grid;grid-template-columns:auto 1fr auto;gap:14px;align-items:center;padding:14px 16px;border-radius:14px;margin-bottom:8px;background:var(--bg);border:1px solid transparent;transition:all .35s cubic-bezier(.16,1,.3,1);position:relative;overflow:hidden}
.fund-card:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(0,0,0,.06)}
.fund-card.flag{background:linear-gradient(135deg,rgba(220,38,38,.04),rgba(245,158,11,.04));border-color:rgba(220,38,38,.12)}
.fund-card.good{background:linear-gradient(135deg,rgba(34,197,94,.04),rgba(139,174,224,.04));border-color:rgba(34,197,94,.14)}

.fc-flag{font-family:'Outfit';font-size:.62rem;font-weight:900;letter-spacing:1.5px;padding:4px 9px;border-radius:6px;background:linear-gradient(135deg,#dc2626,#b91c1c);color:#fff;display:inline-flex;align-items:center;white-space:nowrap;box-shadow:0 4px 10px rgba(220,38,38,.25)}
.fc-flag.good{background:linear-gradient(135deg,#22c55e,#16a34a);box-shadow:0 4px 10px rgba(34,197,94,.25)}
.fc-main{min-width:0}
.fc-name{font-family:'Outfit';font-weight:700;font-size:.95rem;letter-spacing:-.3px;color:var(--text);margin-bottom:2px}
.fc-meta{font-size:.7rem;color:var(--text-muted);letter-spacing:.3px}
.fc-perf{display:flex;align-items:center;gap:6px;font-family:'Outfit';font-weight:800;font-size:1rem;letter-spacing:-.4px;white-space:nowrap}
.fc-perf strong{font-weight:800}
.fc-perf span{font-size:.68rem;font-weight:600;color:var(--text-muted);display:block;margin-left:4px}
.fc-perf.down{color:#dc2626}
.fc-perf.up{color:#16a34a}
.fc-perf.down svg{animation:bounceDown 2.4s ease-in-out infinite}
.fc-perf.up svg{animation:bounceUp 2.4s ease-in-out infinite}
@keyframes bounceDown{0%,100%{transform:translateY(0)}50%{transform:translateY(3px)}}
@keyframes bounceUp{0%,100%{transform:translateY(0)}50%{transform:translateY(-3px)}}

.mff-foot{margin-top:1rem;padding-top:.9rem;border-top:1px dashed rgba(0,0,0,.08);font-size:.7rem;color:var(--text-muted);font-style:italic;text-align:center}

@media(max-width:1024px){
  .mf-block,.mf-block-alt{grid-template-columns:1fr;gap:3rem}
  .mf-num{top:-20px;font-size:4rem}
  .mf-venn{height:230px}
  .venn-circle{width:140px;height:140px}
}
@media(max-width:640px){
  .mf-block-text h3{font-size:1.5rem}
  .fc-perf{font-size:.92rem}
  .fc-perf span{display:none}
  .fund-card{padding:12px 14px}

  /* Holdings-matrix: too cramped at 5 cols. Show "Holding · in N funds" rows only. */
  .mfo-matrix .mfom-header,
  .mfo-matrix .mfom-row{grid-template-columns:1fr auto;padding:10px 12px;gap:6px}
  .mfom-cell:not(.mfom-stock):not(.mfom-cnt):not(.mfom-stock-h){display:none}
  .mfom-stock{font-size:.85rem}
  .mfo-head h4{font-size:.95rem}

  /* Goal earmarking — tighten */
  .mfg-row{grid-template-columns:auto 1fr;gap:10px;padding:11px}
  .mfg-amount{grid-column:2;text-align:left;font-size:.95rem;margin-top:2px}
  .mfg-amount small{display:inline;margin-left:4px;font-size:.65rem}
  .mfg-icon{width:38px;height:38px;font-size:1.05rem}
}

/* ============================================================
   WHY NOW
   ============================================================ */
.audit-why{background:var(--bg-dark);color:#fff;padding:7rem 0;position:relative;overflow:hidden}
.audit-why::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 30% 0%,rgba(253,191,59,.10),transparent 50%),radial-gradient(circle at 70% 100%,rgba(139,174,224,.10),transparent 50%);pointer-events:none}
.aw-header{text-align:center;max-width:640px;margin:0 auto 4rem;position:relative}
.aw-header .label{justify-content:center}
.aw-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;position:relative}
.aw-card{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.08);border-radius:var(--radius-lg);padding:2.5rem 2rem;transition:all .5s cubic-bezier(.16,1,.3,1);backdrop-filter:blur(10px)}
.aw-card:hover{transform:translateY(-6px);background:rgba(255,255,255,.06);border-color:rgba(139,174,224,.25)}
.aw-num{font-family:'Outfit';font-size:2.5rem;font-weight:900;color:var(--accent-light);letter-spacing:-2px;margin-bottom:1rem;line-height:1}
.aw-card h4{font-family:'Outfit';font-size:1.2rem;font-weight:800;letter-spacing:-.5px;margin-bottom:.7rem;color:#fff}
.aw-card p{font-size:.88rem;line-height:1.7;color:rgba(255,255,255,.6)}
.aw-card p em{color:var(--accent-light);font-style:italic;font-weight:600}

/* ============================================================
   FINAL CTA
   ============================================================ */
.audit-cta-final{background:linear-gradient(135deg,#0f1823 0%,#1a2435 50%,#0f1823 100%);padding:7rem 0;position:relative;overflow:hidden;text-align:center}
.acf-glow{position:absolute;width:600px;height:600px;border-radius:50%;background:radial-gradient(circle,rgba(253,191,59,.15),transparent 60%);top:50%;left:50%;transform:translate(-50%,-50%);pointer-events:none;animation:acfPulse 5s ease-in-out infinite}
@keyframes acfPulse{
  0%,100%{transform:translate(-50%,-50%) scale(1);opacity:1}
  50%{transform:translate(-50%,-50%) scale(1.15);opacity:.7}
}
.acf-inner{position:relative;z-index:1}
.acf-emoji{font-size:3.5rem;margin-bottom:1.5rem;animation:emojiBounce 2.4s ease-in-out infinite;filter:drop-shadow(0 8px 20px rgba(0,0,0,.3))}
@keyframes emojiBounce{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}
.acf-buttons{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-bottom:2.5rem}
.acf-wa{padding:18px 38px;font-size:1rem}
.acf-meta{display:flex;justify-content:center;align-items:center;gap:1rem;flex-wrap:wrap;color:rgba(255,255,255,.5);font-size:.78rem;font-weight:500}
.dot-sep{width:4px;height:4px;border-radius:50%;background:rgba(255,255,255,.25)}

.audit-footer{background:#0a1019}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media(max-width:1024px){
  .audit-hero-grid{grid-template-columns:1fr;gap:4rem}
  .ah-visual{margin-top:1rem}
  .ar-cards{grid-template-columns:1fr;gap:1.5rem}
  .aw-grid{grid-template-columns:1fr;gap:1rem}
  .audit-strip .container{flex-wrap:wrap;gap:1.5rem;justify-content:space-around}
  .as-divider{display:none}
}
@media(max-width:768px){
  .audit-hero{padding:7rem 0 4rem}
  .audit-h1{font-size:2.4rem;letter-spacing:-1.5px}
  .audit-cta{flex-direction:column;align-items:stretch}
  .btn-audit-primary,.btn-audit-outline{justify-content:center}
  .audit-trust{gap:1rem}
  .at-item{flex:1;min-width:130px}
  .ah-report{padding:1.6rem;transform:none}
  .ah-float-1{top:auto;left:auto;right:10px;bottom:-20px;transform:scale(.85)}
  .ah-float-2{bottom:auto;right:auto;left:10px;top:-20px;transform:scale(.85)}
  .ar-card{padding:2rem 1.6rem}
  .arc-num{font-size:3.5rem}
  .audit-review,.audit-why,.audit-cta-final{padding:5rem 0}
  .acf-emoji{font-size:2.5rem}
}