@import url('https://fonts.googleapis.com/css2?family=Outfit:wght@200;300;400;500;600;700;800;900&family=Space+Grotesk:wght@300;400;500;600;700&display=swap');

:root {
  --bg: #f7f5f0;
  --bg-alt: #edeae3;
  --bg-dark: #0f1823;
  --accent: #8baee0;
  --accent-light: #fdbf3b;
  --accent-glow: rgba(139, 174, 224, 0.08);
  --purple: #7c5cfc;
  --text: #111318;
  --text-light: #555b66;
  --text-muted: #9199a5;
  --white: #ffffff;
  --radius: 18px;
  --radius-lg: 28px;
  --radius-pill: 100px;
}

*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
html{font-size:16px}
body{font-family:'Space Grotesk',sans-serif;background:var(--bg);color:var(--text);overflow-x:hidden;line-height:1.65;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}
::selection{background:var(--accent);color:#fff}
::-webkit-scrollbar{width:0}

.container{max-width:1200px;margin:0 auto;padding:0 2.5rem}
.section{padding:9rem 0;position:relative}

/* TYPOGRAPHY */
.label{font-family:'Space Grotesk';font-size:0.7rem;font-weight:600;letter-spacing:4px;text-transform:uppercase;color:var(--accent);display:inline-flex;align-items:center;gap:8px;margin-bottom:1.2rem}
.label .dot{width:6px;height:6px;border-radius:50%;background:var(--accent-light);animation:blink 2s infinite}
@keyframes blink{0%,100%{opacity:1}50%{opacity:.3}}

.heading{font-family:'Outfit',sans-serif;font-weight:800;line-height:1.05;letter-spacing:-2.5px;font-size:clamp(2.4rem,5vw,4.2rem)}
.heading .em{background:linear-gradient(135deg,#6b95d1,#8baee0);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}
.heading-xl{font-size:clamp(3rem,6.5vw,5.5rem);letter-spacing:-3px}
.subtext{font-family:'Space Grotesk';font-size:1.05rem;color:var(--text-light);max-width:480px;line-height:1.85;font-weight:400}

/* SPLIT TEXT */
.split-line{overflow:hidden;display:block}
.split-line .line-inner{display:block}

/* BUTTONS */
.btn{display:inline-flex;align-items:center;gap:10px;padding:15px 34px;border-radius:var(--radius-pill);font-family:'Space Grotesk';font-size:0.85rem;font-weight:600;text-decoration:none;border:none;cursor:pointer;transition:all .4s cubic-bezier(.16,1,.3,1);position:relative;overflow:hidden}
.btn-fill{background:var(--accent);color:#111}
.btn-fill:hover{transform:translateY(-3px);box-shadow:0 16px 48px rgba(139, 174, 224,.4)}
.btn-outline{background:transparent;color:var(--text);border:1.5px solid rgba(0,0,0,.12)}
.btn-outline:hover{border-color:var(--accent);color:var(--accent);transform:translateY(-2px)}
.btn-dark{background:var(--bg-dark);color:#fff}
.btn-dark:hover{transform:translateY(-3px);box-shadow:0 16px 48px rgba(15, 24, 35,.25)}
.btn .arrow{transition:transform .4s cubic-bezier(.16,1,.3,1)}
.btn:hover .arrow{transform:translateX(5px)}

/* MAGNETIC HOVER (applied via JS) */
.magnetic{transition:transform .3s cubic-bezier(.16,1,.3,1)}

/* PILL */
.pill{display:inline-flex;align-items:center;gap:8px;padding:8px 18px;border-radius:var(--radius-pill);font-size:0.72rem;font-weight:600;letter-spacing:1px;background:var(--accent-glow);color:var(--accent);border:1px solid rgba(56, 100, 152,.1)}



/* NAVBAR */
.navbar{position:fixed;top:0;left:0;right:0;z-index:100;padding:14px 0;transition:all .5s cubic-bezier(.16,1,.3,1)}
.navbar.scrolled{background:rgba(247,245,240,.82);backdrop-filter:blur(24px) saturate(200%);border-bottom:1px solid rgba(0,0,0,.05);padding:8px 0}
.nav-inner{display:flex;justify-content:space-between;align-items:center}
.logo{font-family:'Outfit';font-size:1.4rem;font-weight:800;color:var(--text);text-decoration:none;letter-spacing:-1px}
.logo span{color:var(--accent)}
.nav-links{display:flex;align-items:center;gap:2.2rem;list-style:none}
.nav-links a{color:var(--text-light);text-decoration:none;font-size:0.82rem;font-weight:500;transition:all .3s;position:relative}
.nav-links a:hover{color:var(--accent)}
.nav-cta{padding:10px 26px!important;border-radius:var(--radius-pill)!important;background:var(--bg-dark)!important;color:#fff!important;font-size:0.8rem!important;font-weight:600!important;transition:all .4s cubic-bezier(.16,1,.3,1)!important}
.nav-cta:hover{transform:scale(1.05)!important;box-shadow:0 8px 30px rgba(0,0,0,.15)!important}
/* Free-audit nav pill — impossible to miss */
.nav-audit{
  position:relative;
  display:inline-flex!important;align-items:center;gap:6px;
  padding:8px 16px 8px 12px!important;
  border-radius:var(--radius-pill)!important;
  background:linear-gradient(135deg,#fdbf3b 0%,#f59e0b 100%)!important;
  color:#0f1823!important;
  font-family:'Outfit',sans-serif;
  font-size:.78rem!important;font-weight:800!important;
  border:1.5px solid #f59e0b!important;
  letter-spacing:.2px;
  box-shadow:0 8px 22px rgba(245,158,11,.35), 0 2px 6px rgba(0,0,0,.06);
  transition:all .35s cubic-bezier(.16,1,.3,1)!important;
  isolation:isolate;overflow:hidden;
  animation:auditNudge 4s ease-in-out infinite;
}
.nav-audit::before{
  content:'';position:absolute;top:0;bottom:0;left:-60%;width:50%;
  background:linear-gradient(110deg,transparent,rgba(255,255,255,.55),transparent);
  transform:skewX(-15deg);
  animation:auditShimmer 3.8s ease-in-out infinite;
  pointer-events:none;
}
.nav-audit::after{
  content:'';position:absolute;inset:-2px;border-radius:var(--radius-pill);
  border:2px solid rgba(253,191,59,.7);opacity:0;
  animation:auditNavPulse 2s ease-out infinite;
  pointer-events:none;
}
@keyframes auditNavPulse{
  0%{opacity:.85;transform:scale(1)}
  100%{opacity:0;transform:scale(1.22)}
}
@keyframes auditShimmer{
  0%{left:-60%}
  60%,100%{left:120%}
}
@keyframes auditNudge{
  0%,92%,100%{transform:translateY(0) rotate(0)}
  94%{transform:translateY(-2px) rotate(-3deg)}
  96%{transform:translateY(-2px) rotate(3deg)}
  98%{transform:translateY(0) rotate(0)}
}

.nav-audit-gift{
  font-size:.95rem;display:inline-block;
  animation:giftWobble 2.4s ease-in-out infinite;
  transform-origin:bottom center;
}
@keyframes giftWobble{
  0%,100%{transform:rotate(0)}
  25%{transform:rotate(-12deg)}
  75%{transform:rotate(12deg)}
}

.nav-audit-new{
  background:#dc2626;color:#fff;
  font-family:'Outfit';font-size:.55rem;font-weight:900;
  padding:2px 6px;border-radius:4px;
  letter-spacing:1.2px;margin-left:4px;
  box-shadow:0 2px 6px rgba(220,38,38,.45);
  animation:newBlink 1.8s ease-in-out infinite;
}
@keyframes newBlink{
  0%,100%{box-shadow:0 2px 6px rgba(220,38,38,.45), 0 0 0 0 rgba(220,38,38,.5)}
  50%{box-shadow:0 2px 6px rgba(220,38,38,.45), 0 0 0 6px rgba(220,38,38,0)}
}

.nav-audit:hover{
  transform:translateY(-3px) scale(1.04);
  box-shadow:0 14px 32px rgba(245,158,11,.55), 0 4px 10px rgba(0,0,0,.10);
  animation-play-state:paused;
}
.nav-audit:hover .nav-audit-gift{animation-play-state:paused;transform:rotate(-15deg)}
.burger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer}
.burger span{display:block;width:22px;height:2px;background:var(--text);transition:all .3s}

/* HERO */
.hero{min-height:100vh;display:flex;align-items:center;padding-top:7rem;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;top:-200px;right:-200px;width:700px;height:700px;border-radius:50%;background:radial-gradient(circle,rgba(139, 174, 224,.15),transparent 70%);pointer-events:none}
.hero::after{content:'';position:absolute;bottom:-150px;left:-150px;width:500px;height:500px;border-radius:50%;background:radial-gradient(circle,rgba(106, 143, 184,.1),transparent 70%);pointer-events:none}

/* ===== HERO v2 (refined) ===== */
.hero-v2{padding-top:8rem;background:radial-gradient(ellipse at 70% 20%, rgba(253,191,59,.06), transparent 50%), var(--bg)}
.hero-grain{position:absolute;inset:0;background-image:radial-gradient(circle at 1px 1px, rgba(15,24,35,.05) 1px, transparent 0);background-size:36px 36px;pointer-events:none;opacity:.6;mask-image:radial-gradient(ellipse at center, #000 30%, transparent 75%);-webkit-mask-image:radial-gradient(ellipse at center, #000 30%, transparent 75%)}

/* Top eyebrow */
.hero-meta{display:inline-flex;align-items:center;gap:14px;margin-bottom:1.2rem;font-family:'Outfit';font-size:.68rem;letter-spacing:3px;text-transform:uppercase;color:var(--text-muted);font-weight:700}
.hero-meta-line{width:32px;height:1px;background:linear-gradient(90deg,transparent,var(--text-muted),transparent)}

/* Hero hook — rotating editorial claim */
.hero-hook{
  display:inline-flex;align-items:flex-start;gap:8px;
  font-family:'Playfair Display',serif;font-style:italic;font-weight:700;
  font-size:1.15rem;line-height:1.25;letter-spacing:-.3px;
  color:var(--text);
  margin-bottom:1.6rem;
  padding:.7rem 1.1rem .7rem .9rem;
  background:linear-gradient(135deg,rgba(253,191,59,.10),rgba(253,191,59,.02));
  border-left:3px solid var(--accent-light);
  border-radius:0 12px 12px 0;
  max-width:520px;
  position:relative;overflow:hidden;
}
.hero-hook::after{
  content:'';position:absolute;top:0;bottom:0;left:-50%;width:40%;
  background:linear-gradient(110deg,transparent,rgba(253,191,59,.18),transparent);
  transform:skewX(-12deg);
  animation:hookShimmer 5s ease-in-out infinite;
  pointer-events:none;
}
@keyframes hookShimmer{
  0%{left:-50%}
  60%,100%{left:120%}
}
.hook-quote{
  font-family:'Playfair Display',serif;font-style:italic;
  color:var(--accent-light);font-size:2rem;line-height:.4;
  margin-top:.4rem;flex-shrink:0;font-weight:800;
}
.hook-words{
  display:inline-block;
  transition:opacity .4s cubic-bezier(.16,1,.3,1), transform .4s cubic-bezier(.16,1,.3,1);
}
.hook-words.fading{opacity:0;transform:translateY(-6px)}
@media(max-width:640px){
  .hero-hook{font-size:1rem;padding:.6rem .9rem .6rem .8rem}
  .hook-quote{font-size:1.6rem}
}

/* Heading */
.hero-h1{margin-bottom:1.6rem;letter-spacing:-3.5px}
.hero-h1 .em{font-family:'Playfair Display',serif;font-style:italic;font-weight:700;background:none!important;-webkit-text-fill-color:initial!important;color:var(--text);position:relative;display:inline-block}
.hero-h1 .em::after{content:'';position:absolute;left:0;right:0;bottom:8%;height:.32em;background:linear-gradient(90deg,rgba(253,191,59,.5),rgba(253,191,59,.15));z-index:-1;border-radius:4px;transform:skewX(-5deg)}

/* Subtext */
.hero-sub{margin-bottom:2rem;font-size:1.08rem;max-width:540px;line-height:1.75;color:var(--text-light)}
.hero-sub strong{color:var(--text);font-weight:600}

/* Credentials row */
.hero-credentials{display:flex;flex-wrap:wrap;gap:1.4rem 1.8rem;margin-bottom:2.2rem;padding:1.1rem 0;border-top:1px dashed rgba(15,24,35,.08);border-bottom:1px dashed rgba(15,24,35,.08)}
.hcred-item{display:flex;align-items:center;gap:8px;font-size:.78rem;color:var(--text-light);line-height:1.3}
.hcred-item strong{color:var(--text);font-weight:700;font-family:'Outfit'}
.hcred-mark{color:#fdbf3b;font-size:.78rem;flex-shrink:0}

/* Proof v2 */
.hero-proof-v2{margin-bottom:0!important;margin-top:2rem!important;padding-top:1.6rem;border-top:1px dashed rgba(15,24,35,.06);max-width:fit-content}
.hero-proof-v2 .hero-proof-text{font-size:.82rem;line-height:1.4}
.hero-proof-v2 .hero-proof-text span{color:var(--text-muted);font-size:.72rem}
.avatar-plus{background:var(--accent)!important;color:#0f1823!important;font-size:13px!important;font-weight:800!important;font-family:'Outfit'}

/* HERO STATEMENT CARD — editorial wealth statement (restored) */
.hero-statement{
  position:relative;
  background:var(--white);
  border:1px solid rgba(15,24,35,.06);
  border-radius:22px;
  padding:2.6rem 2.4rem 1.8rem;
  width:100%;
  max-width:480px;
  box-shadow:0 40px 100px rgba(15,24,35,.10), 0 4px 16px rgba(0,0,0,.03);
  display:flex;flex-direction:column;gap:1.4rem;
  isolation:isolate;
}
.hero-statement::before{
  content:'';position:absolute;inset:0;
  background-image:radial-gradient(circle at 1px 1px, rgba(15,24,35,.04) 1px, transparent 0);
  background-size:20px 20px;
  opacity:.5;
  mask-image:radial-gradient(ellipse at top right, #000 0%, transparent 70%);
  -webkit-mask-image:radial-gradient(ellipse at top right, #000 0%, transparent 70%);
  border-radius:22px;pointer-events:none;z-index:-1;
}

/* Monogram corner */
.hs-monogram{
  position:absolute;top:0;left:0;
  background:#0f1823;color:#fdbf3b;
  padding:7px 18px 7px 14px;
  border-radius:22px 0 22px 0;
  display:flex;align-items:center;gap:8px;
  font-family:'Outfit';font-size:.55rem;font-weight:800;
  letter-spacing:1.8px;text-transform:uppercase;
  line-height:1.15;text-align:center;
}
.hsm-line{width:14px;height:1px;background:rgba(253,191,59,.5)}
.hsm-text{display:inline-block}

/* Header */
.hs-head{
  display:flex;justify-content:space-between;align-items:flex-start;gap:1rem;
  padding:1.6rem 0 1.2rem;
  border-bottom:1px solid rgba(15,24,35,.06);
  margin-top:.6rem;
}
.hs-eyebrow{
  font-family:'Outfit';font-size:.6rem;font-weight:700;
  text-transform:uppercase;letter-spacing:2px;
  color:var(--text-muted);display:block;margin-bottom:5px;
}
.hs-head h4{
  font-family:'Playfair Display',serif;font-style:italic;font-weight:700;
  font-size:1.4rem;letter-spacing:-.5px;color:var(--text);
}
.hs-year{
  font-family:'Outfit';font-size:.62rem;font-weight:800;
  background:var(--accent-glow);color:var(--accent);
  padding:5px 11px;border-radius:6px;
  letter-spacing:1.4px;text-transform:uppercase;
  white-space:nowrap;flex-shrink:0;
}

/* Big number */
.hs-headline{padding:.4rem 0}
.hsh-label{
  font-family:'Outfit';font-size:.66rem;font-weight:600;
  text-transform:uppercase;letter-spacing:1.6px;
  color:var(--text-muted);display:block;margin-bottom:.7rem;
}
.hs-bignum{display:flex;align-items:baseline;justify-content:space-between;gap:1rem;flex-wrap:wrap}
.hs-bignum strong{
  font-family:'Outfit';font-size:3.2rem;font-weight:900;
  letter-spacing:-3px;color:var(--text);line-height:.95;
}
.hs-delta{
  font-family:'Outfit';font-size:.74rem;font-weight:700;
  background:linear-gradient(135deg,rgba(34,197,94,.10),rgba(34,197,94,.06));
  color:#16a34a;padding:6px 12px;border-radius:var(--radius-pill);
  border:1px solid rgba(34,197,94,.20);
  letter-spacing:-.1px;white-space:nowrap;
}

/* Pillar stats row */
.hs-pillars{
  display:flex;align-items:center;gap:.8rem;
  padding:1.2rem 1.2rem;
  background:linear-gradient(135deg,#fafaf6,var(--bg-alt));
  border-radius:14px;border:1px solid rgba(15,24,35,.04);
}
.hsp-col{flex:1;display:flex;flex-direction:column;align-items:center;text-align:center;gap:2px;min-width:0}
.hsp-num{
  font-family:'Outfit';font-size:1.55rem;font-weight:900;
  letter-spacing:-1.2px;color:var(--text);line-height:1;
  display:flex;align-items:baseline;gap:1px;
}
.hsp-num small{font-size:.7rem;font-weight:700;color:var(--text-muted);letter-spacing:-.4px}
.hsp-cagr{
  font-family:'Space Grotesk';font-size:.62rem;font-weight:600;
  color:var(--text-muted);text-transform:uppercase;letter-spacing:1.2px;
  margin-top:4px;
}
.hsp-divider{width:1px;height:32px;background:rgba(15,24,35,.08);flex-shrink:0}

/* Signature footer */
.hs-foot{
  display:flex;justify-content:space-between;align-items:center;
  padding-top:1rem;
  border-top:1px dashed rgba(15,24,35,.08);
}
.hs-sig em{
  font-family:'Outfit';font-size:.6rem;font-weight:600;
  font-style:normal;color:var(--text-muted);
  text-transform:uppercase;letter-spacing:1.5px;display:block;
  margin-bottom:2px;
}
.hs-sig-name{
  font-family:'Playfair Display',serif;font-style:italic;font-weight:700;
  font-size:1.05rem;color:var(--text);letter-spacing:-.3px;
}
.hs-seal{
  width:40px;height:40px;border-radius:50%;
  background:linear-gradient(135deg,#fdbf3b,#f59e0b);
  color:#0f1823;
  display:flex;align-items:center;justify-content:center;
  box-shadow:0 6px 16px rgba(245,158,11,.30);
  animation:sealSpin 14s linear infinite;
}
@keyframes sealSpin{from{transform:rotate(0deg)}to{transform:rotate(360deg)}}

@media(max-width:1024px){
  .hero-statement{padding:2.2rem 1.8rem 1.5rem;max-width:none}
  .hs-bignum strong{font-size:2.6rem;letter-spacing:-2px}
  .hsp-num{font-size:1.3rem}
}
@media(max-width:640px){
  .hs-head{flex-direction:column;align-items:flex-start;gap:.6rem}
  .hs-bignum strong{font-size:2.3rem}
}

/* Proof moved up — sits right under sub */
.hero-proof-v2{
  margin:0 0 1.5rem 0!important;
  padding:1.1rem 1.2rem;
  background:var(--white);
  border:1px solid rgba(15,24,35,.05);
  border-radius:18px;
  box-shadow:0 8px 24px rgba(15,24,35,.04);
  display:inline-flex;align-items:center;gap:14px;
  max-width:fit-content;
}
.hero-proof-v2 .hero-proof-text{font-size:.84rem;line-height:1.35}
.hero-proof-v2 .hero-proof-text strong{color:var(--text);font-weight:800;font-family:'Outfit';letter-spacing:-.3px}
.hero-proof-v2 .hero-proof-text span{color:var(--text-muted);font-size:.7rem;letter-spacing:.2px}
.avatar-plus{background:var(--accent)!important;color:#0f1823!important;font-size:13px!important;font-weight:800!important;font-family:'Outfit'}

/* "Book Call Now" attention-grabbing CTA */
.btn-book-now{
  position:relative;
  display:inline-flex;align-items:center;gap:10px;
  padding:16px 30px;
  border-radius:var(--radius-pill);
  background:linear-gradient(135deg,#0f1823 0%,#1a2435 100%);
  color:#fff;
  font-family:'Space Grotesk';font-size:.92rem;font-weight:700;
  text-decoration:none;letter-spacing:-.2px;
  box-shadow:0 14px 36px rgba(15,24,35,.30), 0 2px 8px rgba(0,0,0,.10);
  border:1.5px solid rgba(253,191,59,.4);
  transition:all .4s cubic-bezier(.16,1,.3,1);
  isolation:isolate;overflow:hidden;
}
.btn-book-now::before{
  content:'';position:absolute;inset:0;
  background:linear-gradient(135deg,#fdbf3b 0%,#f59e0b 100%);
  opacity:0;transition:opacity .4s;z-index:-1;
}
.btn-book-now:hover{
  transform:translateY(-3px);
  color:#0f1823;
  border-color:#fdbf3b;
  box-shadow:0 22px 50px rgba(253,191,59,.45);
}
.btn-book-now:hover::before{opacity:1}
.btn-book-now .bbn-icon{
  display:inline-flex;align-items:center;justify-content:center;
  color:var(--accent-light);transition:color .4s,transform .4s;
}
.btn-book-now:hover .bbn-icon{color:#0f1823;transform:rotate(-8deg)}
.btn-book-now .arrow{transition:transform .3s}
.btn-book-now:hover .arrow{transform:translateX(4px)}
.bbn-pulse{
  position:absolute;inset:-2px;border-radius:var(--radius-pill);
  border:1.5px solid rgba(253,191,59,.7);
  animation:bbnPulse 2.4s ease-out infinite;
  pointer-events:none;
}
@keyframes bbnPulse{
  0%{opacity:.8;transform:scale(1)}
  100%{opacity:0;transform:scale(1.08)}
}

/* HERO STATEMENT CARD (editorial wealth statement) */
.hero-statement{
  position:relative;
  background:var(--white);
  border:1px solid rgba(15,24,35,.06);
  border-radius:22px;
  padding:2.6rem 2.4rem 1.8rem;
  width:100%;
  max-width:480px;
  box-shadow:0 40px 100px rgba(15,24,35,.10), 0 4px 16px rgba(0,0,0,.03);
  display:flex;flex-direction:column;gap:1.4rem;
  isolation:isolate;
}
.hero-statement::before{
  content:'';position:absolute;inset:0;
  background-image:radial-gradient(circle at 1px 1px, rgba(15,24,35,.04) 1px, transparent 0);
  background-size:20px 20px;
  opacity:.5;
  mask-image:radial-gradient(ellipse at top right, #000 0%, transparent 70%);
  -webkit-mask-image:radial-gradient(ellipse at top right, #000 0%, transparent 70%);
  border-radius:22px;pointer-events:none;z-index:-1;
}

/* Monogram corner */
.hs-monogram{
  position:absolute;top:0;left:0;
  background:#0f1823;color:#fdbf3b;
  padding:7px 18px 7px 14px;
  border-radius:22px 0 22px 0;
  display:flex;align-items:center;gap:8px;
  font-family:'Outfit';font-size:.55rem;font-weight:800;
  letter-spacing:1.8px;text-transform:uppercase;
  line-height:1.15;text-align:center;
}
.hsm-line{width:14px;height:1px;background:rgba(253,191,59,.5)}
.hsm-text{display:inline-block}

/* Header */
.hs-head{
  display:flex;justify-content:space-between;align-items:flex-start;gap:1rem;
  padding:1.6rem 0 1.2rem;
  border-bottom:1px solid rgba(15,24,35,.06);
  margin-top:.6rem;
}
.hs-eyebrow{
  font-family:'Outfit';font-size:.6rem;font-weight:700;
  text-transform:uppercase;letter-spacing:2px;
  color:var(--text-muted);display:block;margin-bottom:5px;
}
.hs-head h4{
  font-family:'Playfair Display',serif;font-style:italic;font-weight:700;
  font-size:1.4rem;letter-spacing:-.5px;color:var(--text);
}
.hs-year{
  font-family:'Outfit';font-size:.62rem;font-weight:800;
  background:var(--accent-glow);color:var(--accent);
  padding:5px 11px;border-radius:6px;
  letter-spacing:1.4px;text-transform:uppercase;
  white-space:nowrap;flex-shrink:0;
}

/* Big number */
.hs-headline{padding:.4rem 0}
.hsh-label{
  font-family:'Outfit';font-size:.66rem;font-weight:600;
  text-transform:uppercase;letter-spacing:1.6px;
  color:var(--text-muted);display:block;margin-bottom:.7rem;
}
.hs-bignum{display:flex;align-items:baseline;justify-content:space-between;gap:1rem;flex-wrap:wrap}
.hs-bignum strong{
  font-family:'Outfit';font-size:3.2rem;font-weight:900;
  letter-spacing:-3px;color:var(--text);line-height:.95;
}
.hs-delta{
  font-family:'Outfit';font-size:.74rem;font-weight:700;
  background:linear-gradient(135deg,rgba(34,197,94,.10),rgba(34,197,94,.06));
  color:#16a34a;padding:6px 12px;border-radius:var(--radius-pill);
  border:1px solid rgba(34,197,94,.20);
  letter-spacing:-.1px;white-space:nowrap;
}

/* Pillar stats row */
.hs-pillars{
  display:flex;align-items:center;gap:.8rem;
  padding:1.2rem 1.2rem;
  background:linear-gradient(135deg,#fafaf6,var(--bg-alt));
  border-radius:14px;border:1px solid rgba(15,24,35,.04);
}
.hsp-col{flex:1;display:flex;flex-direction:column;align-items:center;text-align:center;gap:2px;min-width:0}
.hsp-num{
  font-family:'Outfit';font-size:1.55rem;font-weight:900;
  letter-spacing:-1.2px;color:var(--text);line-height:1;
  display:flex;align-items:baseline;gap:1px;
}
.hsp-num small{font-size:.7rem;font-weight:700;color:var(--text-muted);letter-spacing:-.4px}
.hsp-cagr{
  font-family:'Space Grotesk';font-size:.62rem;font-weight:600;
  color:var(--text-muted);text-transform:uppercase;letter-spacing:1.2px;
  margin-top:4px;
}
.hsp-divider{width:1px;height:32px;background:rgba(15,24,35,.08);flex-shrink:0}

/* Signature footer */
.hs-foot{
  display:flex;justify-content:space-between;align-items:center;
  padding-top:1rem;
  border-top:1px dashed rgba(15,24,35,.08);
}
.hs-sig em{
  font-family:'Outfit';font-size:.6rem;font-weight:600;
  font-style:normal;color:var(--text-muted);
  text-transform:uppercase;letter-spacing:1.5px;display:block;
  margin-bottom:2px;
}
.hs-sig-name{
  font-family:'Playfair Display',serif;font-style:italic;font-weight:700;
  font-size:1.05rem;color:var(--text);letter-spacing:-.3px;
}
.hs-seal{
  width:40px;height:40px;border-radius:50%;
  background:linear-gradient(135deg,#fdbf3b,#f59e0b);
  color:#0f1823;
  display:flex;align-items:center;justify-content:center;
  box-shadow:0 6px 16px rgba(245,158,11,.30);
  animation:sealSpin 14s linear infinite;
}
@keyframes sealSpin{from{transform:rotate(0deg)}to{transform:rotate(360deg)}}

@media(max-width:1024px){
  .hero-credentials{gap:.8rem 1.4rem}
  .hcred-item{font-size:.74rem}
  .hero-statement{padding:2.2rem 1.8rem 1.5rem;max-width:none}
  .hs-bignum strong{font-size:2.6rem;letter-spacing:-2px}
  .hsp-num{font-size:1.3rem}
}
@media(max-width:640px){
  .hs-head{flex-direction:column;align-items:flex-start;gap:.6rem}
  .hs-bignum strong{font-size:2.3rem}
}
.hero-grid{display:grid;grid-template-columns:1.1fr 0.9fr;gap:5rem;align-items:center}
.hero-text .heading{margin-bottom:1.8rem}
.hero-text .subtext{margin-bottom:2.2rem}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:3rem}
.hero-proof{display:flex;align-items:center;gap:14px}
.hero-avatars{display:flex}
.hero-avatars .avatar{width:38px;height:38px;border-radius:50%;border:3px solid var(--bg);margin-left:-12px;background:var(--bg-alt);overflow:hidden;display:flex;align-items:center;justify-content:center;font-size:15px}
.hero-avatars .avatar:first-child{margin-left:0}
.hero-proof-text{font-size:0.82rem;color:var(--text-light)}
.hero-proof-text strong{color:var(--text);font-weight:700}

/* HERO CARD */
.hero-visual{position:relative;display:flex;justify-content:center;perspective:800px}
.hero-card{background:var(--white);border-radius:var(--radius-lg);padding:2.2rem;box-shadow:0 24px 80px rgba(0,0,0,.06),0 2px 8px rgba(0,0,0,.03);border:1px solid rgba(0,0,0,.04);width:100%;max-width:420px;transform-style:preserve-3d}
.hero-card-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:1.5rem}
.hero-card-header h4{font-family:'Outfit';font-weight:700;font-size:1rem;letter-spacing:-0.5px}
.stat-row{display:flex;justify-content:space-between;align-items:center;padding:13px 0;border-bottom:1px solid rgba(0,0,0,.04)}
.stat-row:last-child{border-bottom:none}
.stat-label{font-size:0.82rem;color:var(--text-light)}
.stat-value{font-family:'Outfit';font-weight:700;font-size:0.95rem;letter-spacing:-0.3px}
.stat-badge{font-size:0.68rem;padding:4px 10px;border-radius:var(--radius-pill);font-weight:600}
.stat-up{background:rgba(56, 100, 152,.1);color:var(--accent)}

.float-card{position:absolute;background:var(--white);border-radius:var(--radius);padding:16px 20px;box-shadow:0 16px 48px rgba(0,0,0,.08);border:1px solid rgba(0,0,0,.04);z-index:2}
.float-card-1{top:-20px;right:-35px}
.float-card-2{bottom:40px;left:-45px}

/* Chart dot used inside the original Portfolio Overview card */
#chartDot{position:absolute;width:12px;height:12px;background:var(--white);border:3px solid var(--accent);border-radius:50%;top:10px;right:-6px;opacity:0;box-shadow:0 0 15px var(--accent)}
.fc-label{font-size:0.66rem;color:var(--text-muted);letter-spacing:1px;text-transform:uppercase;margin-bottom:3px}
.fc-value{font-family:'Outfit';font-weight:800;font-size:1.2rem;letter-spacing:-0.5px}
.fc-sub{font-size:0.7rem;color:var(--accent);font-weight:600}

/* MARQUEE */
.marquee{padding:22px 0;border-top:1px solid rgba(0,0,0,.05);border-bottom:1px solid rgba(0,0,0,.05);overflow:hidden;background:var(--white)}
.marquee-track{display:flex;gap:3rem;animation:scroll 28s linear infinite;white-space:nowrap}
@keyframes scroll{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}
.marquee-item{font-family:'Outfit';font-size:1rem;font-weight:500;color:var(--text-muted);display:flex;align-items:center;gap:2rem;flex-shrink:0}
.marquee-item .sep{width:6px;height:6px;border-radius:50%;background:var(--accent-light)}

/* STATS */
.stats-bar{padding:5rem 0;background:var(--bg-dark);color:#fff;position:relative;overflow:hidden}
.stats-bar::before{content:'';position:absolute;inset:0;background:linear-gradient(135deg,rgba(56, 100, 152,.1),transparent 50%,rgba(106, 143, 184,.06))}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:2rem;text-align:center;position:relative}
.stat-item h3{font-family:'Outfit';font-size:3.2rem;font-weight:900;margin-bottom:4px;letter-spacing:-2px}
.stat-item h3 .accent-num{color:var(--accent-light)}
.stat-item p{font-size:0.72rem;color:rgba(255,255,255,.4);letter-spacing:2px;text-transform:uppercase;font-weight:500}

/* ============================================================
   SERVICES OVERVIEW (4-card grid before the deep blocks)
   ============================================================ */
.services-overview{padding:6rem 0 3rem;background:var(--bg);position:relative}
.srv-header{text-align:center;max-width:680px;margin:0 auto 3.5rem}
.srv-header .subtext{margin-left:auto;margin-right:auto;text-align:center}

.srv-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.2rem}

.srv-card{
  position:relative;
  display:flex;flex-direction:column;
  background:var(--white);
  border:1px solid rgba(15,24,35,.05);
  border-radius:20px;
  padding:2rem 1.6rem 1.6rem;
  text-decoration:none;
  color:var(--text);
  transition:all .45s cubic-bezier(.16,1,.3,1);
  overflow:hidden;
  box-shadow:0 4px 20px rgba(15,24,35,.04);
}
.srv-card::before{
  content:'';position:absolute;top:0;left:0;width:100%;height:3px;
  background:var(--accent);
  transform:scaleX(0);transform-origin:left;
  transition:transform .5s cubic-bezier(.16,1,.3,1);
}
.srv-card::after{
  content:'';position:absolute;bottom:-40%;right:-30%;
  width:180px;height:180px;border-radius:50%;
  background:radial-gradient(circle,rgba(139,174,224,.10),transparent 70%);
  opacity:0;transition:opacity .5s,transform .5s;
  pointer-events:none;
}
.srv-card:hover{
  transform:translateY(-6px);
  border-color:rgba(139,174,224,.25);
  box-shadow:0 28px 60px rgba(15,24,35,.10);
}
.srv-card:hover::before{transform:scaleX(1)}
.srv-card:hover::after{opacity:1;transform:translate(-20px,-20px)}

.srv-card-1::before{background:linear-gradient(90deg,#8baee0,#6b95d1)}
.srv-card-2::before{background:linear-gradient(90deg,#22c55e,#16a34a)}
.srv-card-3::before{background:linear-gradient(90deg,#fdbf3b,#f59e0b)}
.srv-card-4::before{background:linear-gradient(90deg,#c084fc,#9333ea)}

.srv-num{
  position:absolute;top:14px;right:18px;
  font-family:'Outfit';font-size:.65rem;font-weight:800;
  letter-spacing:1.8px;color:var(--text-muted);opacity:.5;
}

.srv-icon{
  width:48px;height:48px;border-radius:14px;
  background:linear-gradient(135deg,#0f1823,#1a2435);
  color:var(--accent-light);
  display:flex;align-items:center;justify-content:center;
  margin-bottom:1.4rem;
  box-shadow:0 8px 20px rgba(15,24,35,.20);
  transition:all .4s;
}
.srv-card-1 .srv-icon{color:#8baee0}
.srv-card-2 .srv-icon{color:#4ade80}
.srv-card-3 .srv-icon{color:var(--accent-light)}
.srv-card-4 .srv-icon{color:#c084fc}
.srv-card:hover .srv-icon{transform:scale(1.08) rotate(-3deg)}

.srv-card h3{
  font-family:'Outfit';font-size:1.15rem;font-weight:800;
  letter-spacing:-.5px;margin-bottom:.6rem;color:var(--text);
  line-height:1.2;
}
.srv-card p{
  font-size:.85rem;color:var(--text-light);
  line-height:1.65;flex:1;margin-bottom:1.2rem;
}

.srv-tags{
  list-style:none;display:flex;flex-wrap:wrap;gap:5px;
  margin-bottom:1.2rem;
}
.srv-tags li{
  font-family:'Outfit';font-size:.65rem;font-weight:700;
  letter-spacing:.3px;color:var(--text-light);
  padding:4px 10px;border-radius:var(--radius-pill);
  background:var(--bg-alt);border:1px solid rgba(15,24,35,.04);
}

.srv-go{
  font-family:'Outfit';font-size:.78rem;font-weight:800;
  color:var(--accent);letter-spacing:-.1px;
  display:inline-flex;align-items:center;gap:6px;
  margin-top:auto;
  transition:gap .3s;
}
.srv-card:hover .srv-go{gap:10px}
.srv-go .arrow{transition:transform .3s}
.srv-card:hover .srv-go .arrow{transform:translateX(3px)}

@media(max-width:1024px){
  .srv-grid{grid-template-columns:repeat(2,1fr);gap:1rem}
}
@media(max-width:640px){
  .srv-grid{grid-template-columns:1fr}
  .services-overview{padding:5rem 0 2rem}
}

/* SERVICES TABS */
.services-header{display:flex;justify-content:space-between;align-items:flex-end;margin-bottom:3.5rem;flex-wrap:wrap;gap:2rem}
.tab-nav{display:flex;gap:8px;flex-wrap:wrap}
.tab-btn{padding:11px 24px;border-radius:var(--radius-pill);font-size:0.8rem;font-weight:600;border:1.5px solid rgba(0,0,0,.08);background:transparent;color:var(--text-light);cursor:pointer;transition:all .4s cubic-bezier(.16,1,.3,1);font-family:'Space Grotesk'}
.tab-btn.active,.tab-btn:hover{background:var(--bg-dark);color:#fff;border-color:var(--bg-dark);transform:scale(1.03)}
.tab-panel{display:none;animation:tabIn .6s cubic-bezier(.16,1,.3,1)}
.tab-panel.active{display:grid;grid-template-columns:1fr 1fr;gap:3.5rem;align-items:center}
@keyframes tabIn{from{opacity:0;transform:translateY(24px) scale(.98)}to{opacity:1;transform:none}}
.tab-content h3{font-family:'Outfit';font-size:1.7rem;font-weight:700;margin-bottom:1rem;letter-spacing:-1px}
.tab-content p{color:var(--text-light);line-height:1.85;margin-bottom:1.5rem}
.tab-features{list-style:none;display:flex;flex-direction:column;gap:11px;margin-bottom:2rem}
.tab-features li{display:flex;align-items:center;gap:12px;font-size:0.88rem;color:var(--text-light)}
.tab-features li .check{width:22px;height:22px;border-radius:50%;background:var(--accent-glow);color:var(--accent);display:flex;align-items:center;justify-content:center;font-size:0.7rem;flex-shrink:0;font-weight:700}
.tab-visual{background:var(--white);border-radius:var(--radius-lg);padding:2.2rem;border:1px solid rgba(0,0,0,.04);box-shadow:0 20px 60px rgba(0,0,0,.04)}
.mockup-row{display:flex;justify-content:space-between;align-items:center;padding:13px 16px;background:var(--bg);border-radius:14px;margin-bottom:8px}
.mr-label{font-size:0.82rem;color:var(--text-light)}
.mr-value{font-family:'Outfit';font-weight:700;font-size:0.92rem;letter-spacing:-0.3px}
.mockup-highlight{margin-top:14px;padding:16px 18px;background:var(--accent-glow);border-radius:14px;display:flex;justify-content:space-between;align-items:center;border:1px solid rgba(139, 174, 224,.15)}
.mockup-highlight span:first-child{font-size:0.82rem;color:var(--accent);font-weight:600}
.mockup-highlight span:last-child{font-family:'Outfit';font-weight:800;font-size:1.2rem;color:var(--accent);letter-spacing:-0.5px}

/* ============================================================
   INVESTMENT PLANNING v2 — editorial allocation card
   ============================================================ */
.invest-v2{padding:7rem 0;background:var(--bg);position:relative}
.invest-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:4rem;align-items:center}
.invest-h3{font-family:'Outfit';font-size:2.4rem;font-weight:800;letter-spacing:-1.4px;line-height:1.1;margin-bottom:1.2rem;color:var(--text)}
.invest-h3 em{font-family:'Playfair Display',serif;font-style:italic;font-weight:700;color:var(--accent)}
.invest-lead{color:var(--text-light);font-size:1rem;line-height:1.75;margin-bottom:2rem;max-width:520px}
.invest-lead strong{color:var(--text);font-weight:700}

.invest-points{display:flex;flex-direction:column;gap:14px;margin-bottom:2.2rem}
.invest-point{display:grid;grid-template-columns:auto 1fr;gap:14px;align-items:flex-start}
.ip-num{
  font-family:'Outfit';font-weight:900;font-size:.78rem;
  letter-spacing:-.2px;color:var(--accent);
  background:var(--accent-glow);
  padding:5px 9px;border-radius:8px;flex-shrink:0;
  border:1px solid rgba(139,174,224,.25);min-width:34px;text-align:center;
}
.invest-point > div{display:flex;flex-direction:column;line-height:1.5}
.invest-point strong{font-family:'Outfit';font-weight:700;font-size:.95rem;color:var(--text);letter-spacing:-.3px;margin-bottom:2px}
.invest-point span{font-size:.85rem;color:var(--text-light)}

.invest-cta{margin-top:.4rem}

/* Allocation visual card */
.alloc-card{
  background:var(--white);border-radius:22px;
  padding:1.8rem;border:1px solid rgba(15,24,35,.05);
  box-shadow:0 30px 80px rgba(15,24,35,.08), 0 3px 12px rgba(0,0,0,.03);
  position:relative;overflow:hidden;
}
.alloc-card::before{
  content:'';position:absolute;top:0;left:0;right:0;height:5px;
  background:linear-gradient(90deg,#8baee0 0%,#22c55e 65%,#fdbf3b 85%,#06b6d4 100%);
}
.ac-head{display:flex;justify-content:space-between;align-items:flex-start;gap:1rem;padding-bottom:1.2rem;border-bottom:1px solid rgba(0,0,0,.05);margin-bottom:1.2rem;margin-top:.2rem}
.ac-eyebrow{font-family:'Outfit';font-size:.62rem;font-weight:800;color:var(--text-muted);text-transform:uppercase;letter-spacing:2px;display:block;margin-bottom:5px}
.ac-head h4{font-family:'Outfit';font-size:1.1rem;font-weight:800;letter-spacing:-.4px;color:var(--text)}
.ac-meter{text-align:right;line-height:1}
.ac-meter strong{font-family:'Outfit';font-weight:900;font-size:1.5rem;letter-spacing:-1px;background:linear-gradient(135deg,#fdbf3b,#b45309);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;display:flex;align-items:baseline;gap:2px}
.ac-meter strong span{font-size:.9rem}
.ac-meter small{font-size:.6rem;color:var(--text-muted);font-weight:700;text-transform:uppercase;letter-spacing:1.2px;display:block;margin-top:3px}

/* Stacked allocation bar */
.ac-bar{
  display:flex;height:48px;border-radius:12px;overflow:hidden;
  margin-bottom:1.4rem;box-shadow:0 6px 18px rgba(15,24,35,.06);
}
.acb-seg{display:flex;flex-direction:column;align-items:flex-start;justify-content:center;padding:6px 12px;color:#fff;font-family:'Outfit';line-height:1;transition:filter .3s;position:relative;overflow:hidden}
.acb-seg:hover{filter:brightness(1.08)}
.acb-seg span{font-size:.6rem;font-weight:700;letter-spacing:1px;text-transform:uppercase;opacity:.85;white-space:nowrap}
.acb-seg strong{font-size:1rem;font-weight:900;letter-spacing:-.4px;margin-top:2px}
.acb-seg.s-equity{background:linear-gradient(135deg,#8baee0,#6b95d1)}
.acb-seg.s-debt{background:linear-gradient(135deg,#22c55e,#16a34a)}
.acb-seg.s-gold{background:linear-gradient(135deg,#fdbf3b,#f59e0b);color:#0f1823}
.acb-seg.s-liquid{background:linear-gradient(135deg,#06b6d4,#0e7490);align-items:center;padding:6px 8px}
.acb-seg.s-liquid strong{font-size:.85rem}

/* Layered tiers */
.ac-tiers{display:flex;flex-direction:column;gap:8px;margin-bottom:1.2rem}
.ac-tier{
  display:grid;grid-template-columns:auto 1fr auto;gap:12px;align-items:center;
  padding:12px 14px;background:var(--bg);border-radius:12px;
  transition:all .3s cubic-bezier(.16,1,.3,1);
}
.ac-tier:hover{background:var(--bg-alt);transform:translateX(3px)}
.act-icon{
  width:38px;height:38px;border-radius:10px;
  display:flex;align-items:center;justify-content:center;
  font-size:1rem;flex-shrink:0;
  box-shadow:0 4px 10px rgba(0,0,0,.08);
}
.act-body{display:flex;flex-direction:column;line-height:1.3;min-width:0}
.act-body strong{font-family:'Outfit';font-weight:700;font-size:.86rem;color:var(--text);letter-spacing:-.2px}
.act-body span{font-size:.74rem;color:var(--text-muted)}
.act-tag{font-family:'Outfit';font-size:.6rem;font-weight:800;letter-spacing:1.3px;padding:4px 9px;border-radius:6px;text-transform:uppercase;white-space:nowrap}
.tag-blue{background:rgba(139,174,224,.15);color:var(--accent)}
.tag-green{background:rgba(34,197,94,.13);color:#16a34a}
.tag-gold{background:rgba(245,158,11,.15);color:#b45309}
.tag-cyan{background:rgba(6,182,212,.12);color:#0e7490}

.ac-foot{display:flex;justify-content:space-between;align-items:center;padding-top:1rem;border-top:1px dashed rgba(0,0,0,.08);font-size:.78rem;color:var(--text-light)}
.acf-l{font-family:'Outfit';font-weight:700;color:var(--text-muted);text-transform:uppercase;letter-spacing:1.5px;font-size:.65rem}
.acf-r{font-family:'Outfit';font-weight:700;color:var(--text);letter-spacing:-.2px}

/* Reusable across the 4 service sections */
.invest-v2-alt .invest-grid{grid-template-columns:1.1fr 1fr}
.invest-v2-alt .invest-text{order:2}
.invest-v2-alt .invest-visual{order:1}
.invest-v2-last{padding-bottom:9rem}

.tag-purple{background:rgba(192,132,252,.13);color:#9333ea}

/* ====== Insurance — Protection card top gradient ====== */
.prot-card::before{background:linear-gradient(90deg,#386498 0%,#22c55e 30%,#fdbf3b 60%,#c084fc 100%)}

/* ====== Retirement — Ring + big-target ====== */
.retire-card::before{background:linear-gradient(90deg,#22c55e,#fdbf3b 65%,#6b95d1)}
.ret-ring{position:relative;width:56px;height:56px;flex-shrink:0}
.ret-ring-text{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;line-height:1}
.ret-ring-text strong{font-family:'Outfit';font-weight:900;font-size:1rem;color:#16a34a;display:flex;align-items:baseline}
.ret-ring-text strong span{font-size:.62rem;margin-left:1px}
.ret-ring-text small{font-size:.5rem;font-weight:700;color:var(--text-muted);text-transform:uppercase;letter-spacing:1px;margin-top:1px}

.ret-target{
  text-align:center;padding:1.4rem 1rem;
  background:linear-gradient(135deg,#fafaf6,var(--bg-alt));
  border:1px solid rgba(15,24,35,.04);border-radius:14px;
  margin-bottom:1.2rem;
}
.rt-eyebrow{font-family:'Outfit';font-size:.65rem;font-weight:800;letter-spacing:1.8px;color:var(--text-muted);text-transform:uppercase;display:block;margin-bottom:.4rem}
.rt-bignum{
  font-family:'Outfit';font-weight:900;font-size:2.8rem;
  letter-spacing:-2px;line-height:.95;color:var(--text);
  display:flex;align-items:baseline;justify-content:center;gap:6px;
}
.rt-bignum small{font-size:1.2rem;font-weight:700;color:var(--text-muted);letter-spacing:-.5px}
.rt-sub{display:inline-block;margin-top:.5rem;font-size:.78rem;color:var(--text-light)}
.rt-sub strong{color:var(--text);font-family:'Outfit';font-weight:800}

.ret-incomes{display:flex;flex-direction:column;gap:6px;margin-bottom:1.2rem}
.rin-row{display:flex;justify-content:space-between;align-items:center;padding:9px 12px;background:var(--bg);border-radius:10px;font-size:.85rem}
.rin-row.total{background:linear-gradient(135deg,rgba(34,197,94,.08),rgba(34,197,94,.03));border:1px solid rgba(34,197,94,.18);margin-top:6px}
.rin-key{display:flex;align-items:center;gap:8px;color:var(--text-light);font-weight:500}
.rin-key strong{color:var(--text);font-weight:700;font-family:'Outfit'}
.rin-dot{width:8px;height:8px;border-radius:50%;flex-shrink:0}
.rin-row strong{font-family:'Outfit';font-weight:800;color:var(--text);letter-spacing:-.3px}
.rin-total{color:#16a34a!important;font-size:1.05rem}

/* ====== NRI — Cross-border ledger ====== */
.nri-card::before{background:linear-gradient(90deg,#6b95d1 0%,#fdbf3b 50%,#22c55e 100%)}
.nri-pill{
  display:flex;align-items:center;gap:6px;
  background:rgba(34,197,94,.10);border:1px solid rgba(34,197,94,.25);
  padding:5px 11px;border-radius:var(--radius-pill);
  font-family:'Outfit';line-height:1;
}
.nri-pill span{font-size:.6rem;font-weight:800;letter-spacing:1.3px;text-transform:uppercase;color:var(--text-muted)}
.nri-pill strong{font-size:.74rem;color:#16a34a;font-weight:800}

.nri-cols{display:grid;grid-template-columns:1fr auto 1fr;gap:10px;align-items:stretch;margin-bottom:1.2rem}
.nri-col{
  background:var(--bg);border-radius:14px;
  padding:1rem 1rem;display:flex;flex-direction:column;gap:6px;
  border:1px solid rgba(15,24,35,.03);
}
.nc-head{display:flex;align-items:center;gap:8px;padding-bottom:8px;margin-bottom:4px;border-bottom:1px solid rgba(15,24,35,.06)}
.nc-flag{font-size:1.1rem}
.nc-head strong{font-family:'Outfit';font-size:.85rem;font-weight:800;letter-spacing:-.2px}
.nc-row{display:flex;justify-content:space-between;align-items:center;font-size:.78rem;color:var(--text-light);padding:3px 0}
.nc-row strong{font-family:'Outfit';font-weight:700;color:var(--text);letter-spacing:-.2px;font-size:.82rem}
.nc-foot{
  margin-top:8px;padding-top:8px;
  border-top:1px dashed rgba(15,24,35,.10);
  font-family:'Outfit';font-weight:900;font-size:1rem;letter-spacing:-.4px;
  color:var(--text);text-align:right;
}

.nri-bridge{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:4px;flex-shrink:0}
.nb-label{font-family:'Outfit';font-size:.55rem;font-weight:800;letter-spacing:1.2px;text-transform:uppercase;color:#b45309;text-align:center;line-height:1.3;margin-top:-4px}

.nri-checks{
  display:grid;grid-template-columns:repeat(4,1fr);gap:6px;
  margin-bottom:1.2rem;
}
.nch-item{
  display:flex;align-items:center;gap:6px;
  padding:8px 10px;background:rgba(34,197,94,.06);
  border:1px solid rgba(34,197,94,.18);border-radius:10px;
  font-family:'Outfit';font-size:.7rem;font-weight:700;color:var(--text);
  letter-spacing:-.2px;
}
.nch-tick{
  width:16px;height:16px;border-radius:50%;
  background:linear-gradient(135deg,#22c55e,#16a34a);color:#fff;
  display:inline-flex;align-items:center;justify-content:center;
  font-size:.62rem;font-weight:800;flex-shrink:0;
}

@media(max-width:1024px){
  .invest-grid{grid-template-columns:1fr;gap:3rem}
  .invest-v2-alt .invest-grid{grid-template-columns:1fr}
  .invest-v2-alt .invest-text{order:2}
  .invest-v2-alt .invest-visual{order:1}
}
@media(max-width:640px){
  .invest-h3{font-size:1.9rem}
  .acb-seg span{display:none}
  .acb-seg strong{font-size:.92rem}
  .ac-bar{height:40px}
  .rt-bignum{font-size:2.2rem}
  .nri-cols{grid-template-columns:1fr;gap:8px}
  .nri-bridge{transform:rotate(90deg);padding:6px 0}
  .nri-checks{grid-template-columns:repeat(2,1fr)}
  .nch-item{font-size:.68rem}
}

/* ABOUT */
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:center}
.about-img-wrap{position:relative}
.about-img-wrap img{width:100%;border-radius:var(--radius-lg);aspect-ratio:4/5;object-fit:cover}
.about-img-badge{position:absolute;bottom:24px;left:24px;right:24px;background:rgba(255,255,255,.92);backdrop-filter:blur(20px);border-radius:var(--radius);padding:18px 22px;display:flex;align-items:center;gap:14px}
.badge-icon{width:44px;height:44px;border-radius:14px;background:var(--accent);color:#fff;display:flex;align-items:center;justify-content:center;font-size:1.2rem}
.badge-text h5{font-family:'Outfit';font-size:0.88rem;font-weight:700;letter-spacing:-0.3px}
.badge-text p{font-size:0.72rem;color:var(--text-muted)}
.about-tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:2rem}
.about-tag{padding:8px 16px;border-radius:var(--radius-pill);font-size:0.75rem;font-weight:600;background:var(--bg);color:var(--text-light);transition:all .3s}
.about-tag:hover{background:var(--accent-glow);color:var(--accent)}

/* ============================================================
   PROCESS v2 — audit-style deep-dive blocks
   ============================================================ */
.process-v2{background:linear-gradient(180deg,#0f1823 0%,#1a2435 100%);color:#fff;padding:7rem 0;position:relative;overflow:hidden}
.process-v2::before{content:'';position:absolute;top:0;left:50%;transform:translateX(-50%);width:80%;max-width:900px;height:1px;background:linear-gradient(90deg,transparent,rgba(139,174,224,.3),transparent)}
.process-v2::after{content:'';position:absolute;inset:0;background:radial-gradient(circle at 20% 20%,rgba(253,191,59,.06),transparent 50%),radial-gradient(circle at 80% 80%,rgba(139,174,224,.08),transparent 50%);pointer-events:none}

.proc-header{text-align:center;max-width:680px;margin:0 auto 5rem;position:relative}
.proc-em{font-family:'Playfair Display',serif;font-style:italic;font-weight:700;color:var(--accent-light);letter-spacing:-1.5px}

.proc-block{display:grid;grid-template-columns:.95fr 1.05fr;gap:5rem;align-items:center;margin-bottom:6rem;position:relative;z-index:1}
.proc-block:last-child{margin-bottom:0}
.proc-block-alt{grid-template-columns:1.05fr .95fr}

.proc-text{position:relative}
.proc-num{position:absolute;top:-44px;left:-10px;font-family:'Outfit';font-size:7rem;font-weight:900;color:rgba(253,191,59,.08);letter-spacing:-4px;line-height:1;pointer-events:none;z-index:0}
.proc-text h3{font-family:'Outfit';font-size:2rem;font-weight:800;letter-spacing:-1.2px;color:#fff;margin-bottom:1rem;position:relative;line-height:1.2}
.proc-text h3 em{font-family:'Playfair Display',serif;font-style:italic;font-weight:700;color:var(--accent-light);letter-spacing:-1px}
.proc-text p{font-size:.98rem;color:rgba(255,255,255,.65);line-height:1.75;margin-bottom:1.5rem;position:relative}
.proc-text p strong{color:#fff;font-weight:700}
.proc-bullets{list-style:none;display:flex;flex-direction:column;gap:.7rem}
.proc-bullets li{display:flex;align-items:flex-start;gap:12px;font-size:.92rem;color:rgba(255,255,255,.7)}
.proc-bullets li::before{content:'';width:6px;height:6px;border-radius:50%;background:var(--accent-light);margin-top:9px;flex-shrink:0;box-shadow:0 0 0 3px rgba(253,191,59,.18)}

/* Card shell shared */
.proc-card{
  background:rgba(255,255,255,.04);
  border:1px solid rgba(255,255,255,.08);
  border-radius:22px;
  padding:1.8rem;
  backdrop-filter:blur(10px);
  position:relative;
  box-shadow:0 30px 80px rgba(0,0,0,.25);
  overflow:hidden;
}
.proc-card::before{
  content:'';position:absolute;top:0;left:0;height:100%;width:4px;
  background:linear-gradient(180deg,var(--accent-light),var(--accent));
}
.pc-head{display:flex;justify-content:space-between;align-items:flex-start;gap:1rem;padding-bottom:1.2rem;margin-bottom:1.2rem;border-bottom:1px solid rgba(255,255,255,.08)}
.pc-eyebrow{font-family:'Outfit';font-size:.6rem;font-weight:700;text-transform:uppercase;letter-spacing:2px;color:rgba(255,255,255,.45);display:block;margin-bottom:4px}
.pc-head h4{font-family:'Outfit';font-size:1.05rem;font-weight:800;letter-spacing:-.4px;color:#fff}
.pc-tag{background:rgba(139,174,224,.15);color:var(--accent);font-family:'Outfit';font-size:.62rem;font-weight:800;padding:5px 11px;border-radius:6px;letter-spacing:1.3px;text-transform:uppercase;white-space:nowrap;border:1px solid rgba(139,174,224,.25)}
.pc-tag.green{background:rgba(34,197,94,.12);color:#4ade80;border-color:rgba(34,197,94,.25)}
.pc-foot{padding-top:1rem;margin-top:1rem;border-top:1px dashed rgba(255,255,255,.10);display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px;font-size:.78rem;color:rgba(255,255,255,.55)}
.pc-foot-l{letter-spacing:.3px}
.pc-foot-tag{font-family:'Outfit';font-weight:700;letter-spacing:.3px;font-size:.85rem;padding:5px 12px;border-radius:var(--radius-pill)}
.pc-foot-tag.balanced{background:rgba(253,191,59,.12);color:var(--accent-light)}

/* ===== Step 01: Discovery list ===== */
.discovery-list{list-style:none;display:flex;flex-direction:column;gap:8px}
.discovery-list li{display:flex;align-items:center;gap:12px;padding:11px 14px;border-radius:10px;background:rgba(255,255,255,.03);transition:all .3s}
.discovery-list li.dl-done{border-left:2.5px solid #22c55e}
.discovery-list li.dl-active{border-left:2.5px solid var(--accent-light);background:rgba(253,191,59,.05);animation:dlActivePulse 2s ease-in-out infinite}
.discovery-list li.dl-pending{border-left:2.5px solid rgba(255,255,255,.15);opacity:.55}
@keyframes dlActivePulse{0%,100%{box-shadow:0 0 0 0 rgba(253,191,59,0)}50%{box-shadow:0 0 0 3px rgba(253,191,59,.15)}}
.dl-check{width:24px;height:24px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:.78rem;flex-shrink:0;color:#fff}
.dl-done .dl-check{background:linear-gradient(135deg,#22c55e,#16a34a);box-shadow:0 2px 6px rgba(34,197,94,.4)}
.dl-active .dl-check{background:linear-gradient(135deg,#fdbf3b,#f59e0b);color:#0f1823;animation:checkPulse 1.6s ease-in-out infinite}
@keyframes checkPulse{0%,100%{transform:scale(1)}50%{transform:scale(1.12)}}
.dl-pending .dl-check{background:rgba(255,255,255,.06);border:1.5px solid rgba(255,255,255,.20)}
.discovery-list li > div{display:flex;flex-direction:column;line-height:1.3;flex:1;min-width:0}
.discovery-list strong{font-family:'Outfit';font-size:.85rem;font-weight:700;color:#fff;letter-spacing:-.3px}
.discovery-list span{font-size:.74rem;color:rgba(255,255,255,.55)}

/* ===== Step 02: Plan doc ===== */
.plan-doc{position:relative}
.pd-stamp{position:absolute;top:22px;right:22px;font-family:'Outfit';font-weight:900;font-size:.6rem;letter-spacing:2.5px;color:var(--accent-light);border:1.5px solid rgba(253,191,59,.5);padding:4px 10px;border-radius:6px;transform:rotate(-3deg);background:rgba(253,191,59,.05);z-index:2}
.pd-sections{display:flex;flex-direction:column;gap:8px}
.pd-row{display:grid;grid-template-columns:auto 1fr auto;gap:14px;align-items:center;padding:12px 14px;border-radius:10px;background:rgba(255,255,255,.03);transition:all .3s}
.pd-row:hover{background:rgba(255,255,255,.06);transform:translateX(3px)}
.pd-icon{width:38px;height:38px;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:1.05rem;flex-shrink:0;box-shadow:0 4px 12px rgba(0,0,0,.25)}
.pd-row > div{display:flex;flex-direction:column;line-height:1.3;min-width:0}
.pd-row strong{font-family:'Outfit';font-size:.88rem;font-weight:700;color:#fff;letter-spacing:-.3px}
.pd-row span{font-size:.74rem;color:rgba(255,255,255,.55);font-weight:500}
.pd-ok{width:22px;height:22px;border-radius:50%;background:linear-gradient(135deg,#22c55e,#16a34a);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:.7rem;box-shadow:0 2px 6px rgba(34,197,94,.4);flex-shrink:0}
.pd-foot{display:flex;align-items:center;gap:10px;padding-top:1.1rem;margin-top:1.1rem;border-top:1px dashed rgba(255,255,255,.10);font-style:italic}
.pd-foot em{font-family:'Outfit';font-size:.65rem;font-weight:600;font-style:normal;color:rgba(255,255,255,.45);text-transform:uppercase;letter-spacing:1.5px}
.pd-foot strong{font-family:'Playfair Display',serif;font-weight:700;font-style:italic;color:var(--accent-light);font-size:1rem;letter-spacing:-.3px}

/* ===== Step 03: Three pillars ===== */
.tp-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.tp-col{padding:1.2rem .9rem;border-radius:14px;text-align:center;position:relative;transition:all .35s cubic-bezier(.16,1,.3,1);background:rgba(255,255,255,.03);border:1px solid rgba(255,255,255,.06)}
.tp-col:hover{transform:translateY(-4px);background:rgba(255,255,255,.06)}
.tp-equity:hover{border-color:rgba(139,174,224,.4);box-shadow:0 14px 30px rgba(139,174,224,.15)}
.tp-debt:hover{border-color:rgba(34,197,94,.35);box-shadow:0 14px 30px rgba(34,197,94,.12)}
.tp-protect:hover{border-color:rgba(253,191,59,.4);box-shadow:0 14px 30px rgba(253,191,59,.15)}
.tp-icon{font-size:1.6rem;margin-bottom:8px}
.tp-pct{font-family:'Outfit';font-weight:900;font-size:1.8rem;letter-spacing:-1px;line-height:1;display:flex;align-items:baseline;justify-content:center;gap:1px}
.tp-equity .tp-pct{color:#a4c0e8}
.tp-debt .tp-pct{color:#86efac}
.tp-protect .tp-pct{color:var(--accent-light)}
.tp-pct small{font-size:.85rem;font-weight:700;color:rgba(255,255,255,.4);letter-spacing:-.4px}
.tp-col h5{font-family:'Outfit';font-weight:800;font-size:.92rem;letter-spacing:-.3px;color:#fff;margin:6px 0}
.tp-col ul{list-style:none;display:flex;flex-direction:column;gap:3px;margin:8px 0;font-size:.72rem;color:rgba(255,255,255,.55);font-weight:500}
.tp-tag{display:inline-block;font-family:'Outfit';font-size:.6rem;font-weight:800;letter-spacing:1.5px;text-transform:uppercase;margin-top:8px;padding:4px 9px;border-radius:5px;background:rgba(255,255,255,.06);color:rgba(255,255,255,.7)}
.tp-equity .tp-tag{background:rgba(139,174,224,.15);color:var(--accent)}
.tp-debt .tp-tag{background:rgba(34,197,94,.15);color:#4ade80}
.tp-protect .tp-tag{background:rgba(253,191,59,.18);color:var(--accent-light)}
.tpc-foot{justify-content:center;text-align:center;font-style:italic}
.tpc-foot span{color:rgba(255,255,255,.55);font-size:.78rem}

/* ===== Step 04: Review loop ===== */
.rl-cycle{position:relative;width:240px;height:240px;margin:.6rem auto 1.4rem}
.rlc-node{position:absolute;width:64px;height:64px;border-radius:50%;background:linear-gradient(135deg,rgba(139,174,224,.20),rgba(139,174,224,.08));border:1.5px solid rgba(139,174,224,.35);display:flex;flex-direction:column;align-items:center;justify-content:center;line-height:1;gap:3px;box-shadow:0 10px 24px rgba(0,0,0,.25)}
.rlc-node span{font-family:'Outfit';font-size:.62rem;font-weight:800;color:var(--accent-light);letter-spacing:1px}
.rlc-node strong{font-family:'Outfit';font-size:.68rem;font-weight:700;color:#fff;letter-spacing:-.1px}
.rlc-1{top:0;left:50%;transform:translateX(-50%)}
.rlc-2{right:0;top:50%;transform:translateY(-50%)}
.rlc-3{bottom:0;left:50%;transform:translateX(-50%)}
.rlc-4{left:0;top:50%;transform:translateY(-50%)}
.rlc-arc{position:absolute;width:80px;height:80px;border:2px dashed rgba(139,174,224,.30);border-radius:50%}
.rlc-arc-1{top:0;right:0;border-bottom:none;border-left:none;border-top-right-radius:50%;clip-path:polygon(50% 0%, 100% 0%, 100% 50%)}
.rlc-arc-2{bottom:0;right:0;border-top:none;border-left:none;clip-path:polygon(100% 50%, 100% 100%, 50% 100%)}
.rlc-arc-3{bottom:0;left:0;border-top:none;border-right:none;clip-path:polygon(50% 100%, 0% 100%, 0% 50%)}
.rl-cycle-core{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);background:linear-gradient(135deg,var(--accent-light),#f59e0b);color:#0f1823;width:78px;height:78px;border-radius:50%;display:flex;flex-direction:column;align-items:center;justify-content:center;line-height:1;box-shadow:0 12px 30px rgba(245,158,11,.45);animation:coreSpin 18s linear infinite}
@keyframes coreSpin{0%{box-shadow:0 12px 30px rgba(245,158,11,.45),0 0 0 0 rgba(253,191,59,.4)}50%{box-shadow:0 12px 30px rgba(245,158,11,.45),0 0 0 12px rgba(253,191,59,0)}100%{box-shadow:0 12px 30px rgba(245,158,11,.45),0 0 0 0 rgba(253,191,59,.4)}}
.rl-cycle-core strong{font-family:'Outfit';font-size:1.4rem;font-weight:900;letter-spacing:-1px}
.rl-cycle-core span{font-family:'Outfit';font-size:.6rem;font-weight:700;text-transform:uppercase;letter-spacing:1.5px}

.rl-list{list-style:none;display:flex;flex-direction:column;gap:7px;padding-top:1.2rem;border-top:1px dashed rgba(255,255,255,.10)}
.rl-list li{display:flex;align-items:center;gap:10px;font-size:.82rem;color:rgba(255,255,255,.7)}
.rll-tick{width:18px;height:18px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:.62rem;flex-shrink:0;color:#fff}
.rll-tick.ok{background:linear-gradient(135deg,#22c55e,#16a34a);box-shadow:0 2px 4px rgba(34,197,94,.4)}
.rll-tick.next{background:linear-gradient(135deg,#fdbf3b,#f59e0b);color:#0f1823;animation:checkPulse 1.6s ease-in-out infinite}

@media(max-width:1024px){
  .proc-block,.proc-block-alt{grid-template-columns:1fr;gap:3rem}
  .proc-num{top:-22px;font-size:4.5rem}
  .tp-grid{grid-template-columns:1fr;gap:8px}
}
@media(max-width:640px){
  .proc-text h3{font-size:1.5rem}
  .rl-cycle{width:200px;height:200px}
  .rlc-node{width:54px;height:54px}
  .rl-cycle-core{width:64px;height:64px}
}

/* PROCESS - TIMELINE (legacy, kept in case classes used elsewhere) */
.process-section{background:var(--bg-dark);color:#fff;padding:8rem 0;overflow:hidden;position:relative}
.process-section::before{content:'';position:absolute;inset:0;background:linear-gradient(180deg,rgba(139, 174, 224,.08),transparent 40%)}
.timeline-wrap{position:relative;max-width:900px;margin:0 auto;padding:4rem 0}
.timeline-line{position:absolute;top:0;bottom:0;left:50%;width:2px;background:rgba(255,255,255,.06);transform:translateX(-50%)}
.timeline-progress{position:absolute;top:0;left:0;width:100%;height:0;background:var(--accent);box-shadow:0 0 20px rgba(56, 100, 152,.5)}
.timeline-step{display:flex;justify-content:space-between;align-items:center;position:relative;margin-bottom:6rem}
.timeline-step:last-child{margin-bottom:0}
.timeline-dot{position:absolute;left:50%;top:50%;width:16px;height:16px;border-radius:50%;background:var(--bg-dark);border:3px solid var(--accent);transform:translate(-50%,-50%);z-index:2;transition:all .4s}
.timeline-step.active .timeline-dot{background:var(--accent);box-shadow:0 0 15px rgba(56, 100, 152,.5),0 0 0 6px rgba(56, 100, 152,.2)}
.timeline-content,.timeline-visual{width:45%;position:relative}
.timeline-step.alt{flex-direction:row-reverse}
.timeline-num{font-family:'Outfit';font-size:5rem;font-weight:900;color:rgba(255,255,255,.03);line-height:1;margin-bottom:0;letter-spacing:-3px;position:absolute;top:-30px;left:-20px;z-index:-1;transition:all .4s}
.timeline-step.alt .timeline-num{left:auto;right:-20px}
.timeline-step:hover .timeline-num{color:rgba(56, 100, 152,.1);transform:scale(1.05)}
.timeline-content h3{font-family:'Outfit';font-size:1.6rem;font-weight:700;margin-bottom:1rem;letter-spacing:-0.5px}
.timeline-content p{font-size:.95rem;color:rgba(255,255,255,.45);line-height:1.75}
.timeline-icon-box{width:120px;height:120px;border-radius:24px;background:rgba(255,255,255,.03);border:1px solid rgba(255,255,255,.06);display:flex;align-items:center;justify-content:center;font-size:3.5rem;box-shadow:0 20px 40px rgba(0,0,0,.2);margin:0 auto;transition:all .4s}
.timeline-step:hover .timeline-icon-box{transform:translateY(-10px);border-color:rgba(56, 100, 152,.3);box-shadow:0 24px 50px rgba(0,0,0,.3)}
.timeline-vector{width:85%;height:85%;object-fit:contain;animation:vectorFloat 5s ease-in-out infinite}
.timeline-step.alt .timeline-vector{animation-delay:-2.5s}
@keyframes vectorFloat{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}

/* ============================================================
   TESTIMONIALS v3 — bigger editorial, magazine-style
   ============================================================ */
.testimonials-v3{position:relative;padding:8rem 0;background:linear-gradient(180deg,var(--bg) 0%,#f0ecdf 100%);overflow:hidden}
.testimonials-v3::before{content:'';position:absolute;top:-100px;right:-100px;width:500px;height:500px;border-radius:50%;background:radial-gradient(circle,rgba(253,191,59,.08),transparent 65%);pointer-events:none}
.testimonials-v3::after{content:'';position:absolute;bottom:-100px;left:-100px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(139,174,224,.08),transparent 70%);pointer-events:none}

/* Editorial header */
.t3-header{text-align:center;max-width:720px;margin:0 auto 4.5rem;position:relative}
.t3-eyebrow{display:inline-flex;align-items:center;gap:14px;font-family:'Outfit';font-size:.68rem;font-weight:700;letter-spacing:3px;text-transform:uppercase;color:var(--text-muted);margin-bottom:1.4rem}
.t3e-line{width:32px;height:1px;background:linear-gradient(90deg,transparent,var(--text-muted),transparent)}
.t3-heading{
  font-family:'Outfit';font-weight:900;font-size:clamp(2.6rem,5.5vw,4.2rem);
  line-height:1.02;letter-spacing:-2.5px;color:var(--text);margin-bottom:1.2rem;
}
.t3-heading em{font-family:'Playfair Display',serif;font-style:italic;font-weight:700;color:var(--text);position:relative;display:inline-block}
.t3-heading em::after{content:'';position:absolute;left:2%;right:2%;bottom:6%;height:.5em;background:linear-gradient(90deg,rgba(253,191,59,.40),rgba(253,191,59,.15));z-index:-1;border-radius:4px;transform:skewX(-4deg)}
.t3-sub{color:var(--text-light);font-size:1rem;line-height:1.7;max-width:540px;margin:0 auto 1.6rem}
.t3-google{
  display:inline-flex;align-items:center;gap:10px;
  background:var(--white);border:1px solid rgba(0,0,0,.05);
  padding:8px 16px;border-radius:var(--radius-pill);
  text-decoration:none;color:var(--text);font-size:.85rem;
  box-shadow:0 4px 16px rgba(0,0,0,.04);transition:all .35s;
}
.t3-google:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(0,0,0,.10)}
.t3-google strong{font-family:'Outfit';font-weight:800;letter-spacing:-.2px}

/* Featured magazine quote */
.t3-featured{
  position:relative;
  background:var(--white);
  border-radius:24px;
  padding:4rem 4rem 2rem;
  margin-bottom:1.5rem;
  border:1px solid rgba(0,0,0,.04);
  box-shadow:0 40px 90px rgba(15,24,35,.08), 0 4px 16px rgba(0,0,0,.03);
  overflow:hidden;
}
.t3f-marks{position:absolute;inset:0;pointer-events:none}
.t3fm-l,.t3fm-r{
  position:absolute;font-family:'Playfair Display',serif;font-style:italic;
  font-weight:800;font-size:18rem;line-height:1;
  color:rgba(253,191,59,.10);user-select:none;
}
.t3fm-l{top:-2rem;left:1rem}
.t3fm-r{bottom:-8rem;right:1rem}

.t3f-meta{display:flex;align-items:center;gap:14px;margin-bottom:1.6rem;position:relative;z-index:1;flex-wrap:wrap}
.t3f-pill{
  font-family:'Outfit';font-size:.62rem;font-weight:800;
  letter-spacing:2px;text-transform:uppercase;color:#0f1823;
  background:linear-gradient(135deg,#fdbf3b,#f59e0b);
  padding:6px 14px;border-radius:var(--radius-pill);
  box-shadow:0 4px 12px rgba(245,158,11,.30);
}
.t3f-years{font-family:'Outfit';font-size:.78rem;font-weight:700;color:var(--text-muted);letter-spacing:.2px}

.t3f-quote{
  font-family:'Playfair Display',serif;font-weight:600;font-style:italic;
  font-size:clamp(1.15rem,1.9vw,1.55rem);line-height:1.55;letter-spacing:-.2px;
  color:var(--text);position:relative;z-index:1;
  margin-bottom:2rem;
}
.t3f-quote em{font-style:italic;color:var(--accent);font-weight:700}

.t3f-attr{
  display:grid;grid-template-columns:auto 1fr auto;gap:18px;align-items:center;
  padding-top:1.8rem;border-top:1px solid rgba(0,0,0,.06);
  position:relative;z-index:1;
}
.t3f-initials{
  width:64px;height:64px;border-radius:50%;
  background:linear-gradient(135deg,#386498,#6a8fb8);color:#fff;
  display:flex;align-items:center;justify-content:center;
  font-family:'Outfit';font-weight:900;font-size:1.2rem;letter-spacing:-.5px;
  flex-shrink:0;border:3px solid var(--accent-light);
  box-shadow:0 8px 22px rgba(15,24,35,.18);
}
.t3f-author{display:flex;flex-direction:column;line-height:1.35;min-width:0}
.t3f-author strong{font-family:'Outfit';font-weight:800;font-size:1.05rem;color:var(--text);letter-spacing:-.4px}
.t3f-author span{font-size:.82rem;color:var(--text-light);font-weight:500}
.t3f-stars{font-family:'Outfit';font-weight:700;color:#fdbf3b;font-size:1rem;letter-spacing:2px;text-align:right;line-height:1}
.t3f-stars small{display:block;font-family:'Space Grotesk';color:var(--text-muted);font-size:.62rem;letter-spacing:1px;font-weight:600;text-transform:uppercase;margin-top:6px}

.t3f-controls{
  display:flex;justify-content:space-between;align-items:center;
  margin-top:2rem;padding-top:1.4rem;border-top:1px dashed rgba(0,0,0,.08);
  flex-wrap:wrap;gap:1rem;position:relative;z-index:1;
}
.t3f-dots{display:flex;gap:8px}
.t3f-dot{width:28px;height:4px;border-radius:2px;background:rgba(0,0,0,.10);border:none;cursor:pointer;transition:all .3s;padding:0}
.t3f-dot.active{background:var(--text);width:48px}
.t3f-arrows{display:flex;gap:8px}
.t3f-arr{
  width:38px;height:38px;border-radius:50%;border:1.5px solid rgba(0,0,0,.10);
  background:var(--white);color:var(--text);font-size:1rem;cursor:pointer;
  display:flex;align-items:center;justify-content:center;transition:all .3s;
}
.t3f-arr:hover{background:var(--text);color:#fff;border-color:var(--text);transform:scale(1.08)}

/* Supporting grid */
.t3-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem;margin-bottom:3rem}
.t3-card{
  position:relative;background:var(--white);
  border-radius:18px;padding:2rem 2rem 1.5rem;
  border:1px solid rgba(0,0,0,.04);
  box-shadow:0 6px 24px rgba(0,0,0,.04);
  transition:all .4s cubic-bezier(.16,1,.3,1);
  overflow:hidden;
}
.t3-card::before{
  content:'';position:absolute;top:0;left:0;right:0;height:3px;
  background:linear-gradient(90deg,var(--accent),var(--accent-light));
  transform:scaleX(0);transform-origin:left;
  transition:transform .4s cubic-bezier(.16,1,.3,1);
}
.t3-card:hover{transform:translateY(-6px);box-shadow:0 28px 60px rgba(15,24,35,.08)}
.t3-card:hover::before{transform:scaleX(1)}
.t3c-mark{
  font-family:'Playfair Display',serif;font-style:italic;font-weight:800;
  font-size:4rem;line-height:.4;color:var(--accent);opacity:.25;
  display:block;margin-bottom:1.4rem;
}
.t3-card blockquote{
  font-family:'Playfair Display',serif;font-style:italic;font-weight:400;
  font-size:.95rem;line-height:1.65;color:var(--text);
  margin-bottom:1.8rem;letter-spacing:-.1px;
}
.t3-card blockquote em{font-weight:700;color:var(--accent);font-style:italic}
.t3-card footer{
  display:grid;grid-template-columns:auto 1fr auto;gap:14px;align-items:center;
  padding-top:1.2rem;border-top:1px solid rgba(0,0,0,.05);
}
.t3c-init{
  width:42px;height:42px;border-radius:50%;
  background:linear-gradient(135deg,#386498,#6a8fb8);color:#fff;
  display:flex;align-items:center;justify-content:center;
  font-family:'Outfit';font-weight:800;font-size:.85rem;letter-spacing:-.3px;
  flex-shrink:0;
}
.t3-card footer > div:nth-child(2){display:flex;flex-direction:column;line-height:1.3;min-width:0}
.t3-card footer strong{font-family:'Outfit';font-weight:700;font-size:.88rem;color:var(--text);letter-spacing:-.3px}
.t3-card footer span{font-size:.72rem;color:var(--text-muted)}
.t3c-stars{font-family:'Outfit';color:#fdbf3b;font-size:.75rem;letter-spacing:1.5px}

/* Press / referenced strip */
.t3-press{
  display:flex;align-items:center;justify-content:center;gap:18px;
  flex-wrap:wrap;
  padding:1.4rem 1.8rem;
  background:var(--white);border:1px dashed rgba(0,0,0,.10);
  border-radius:var(--radius-pill);
  max-width:fit-content;margin:0 auto;
}
.t3p-label{
  font-family:'Outfit';font-size:.62rem;font-weight:800;
  letter-spacing:2px;text-transform:uppercase;color:var(--text-muted);
}
.t3p-item{
  font-family:'Outfit';font-size:.82rem;font-weight:700;
  color:var(--text);letter-spacing:-.2px;
}
.t3p-dot{width:4px;height:4px;border-radius:50%;background:var(--text-muted);opacity:.4}

@media(max-width:1024px){
  .t3-featured{padding:3rem 2.4rem 2rem}
  .t3-grid{grid-template-columns:1fr}
}
@media(max-width:640px){
  .t3-featured{padding:2.4rem 1.6rem 1.6rem}
  .t3fm-l,.t3fm-r{font-size:11rem}
  .t3fm-l{top:-1rem;left:0}
  .t3fm-r{bottom:-5rem;right:0}
  .t3f-attr{grid-template-columns:auto 1fr;gap:12px}
  .t3f-stars{grid-column:1/-1;text-align:left;margin-top:6px}
  .t3f-controls{justify-content:center}
  .t3-press{flex-direction:column;gap:8px;border-radius:18px}
  .t3p-dot{display:none}
}

/* ============== TESTIMONIALS v2 — Editorial (legacy) ============== */
.testimonials-v2{position:relative;background:linear-gradient(180deg,var(--bg) 0%,var(--bg-alt) 100%);overflow:hidden}
.testimonials-v2::before{content:'';position:absolute;top:10%;right:-200px;width:500px;height:500px;border-radius:50%;background:radial-gradient(circle,rgba(139,174,224,.10),transparent 70%);pointer-events:none}
.testimonials-v2::after{content:'';position:absolute;bottom:5%;left:-150px;width:380px;height:380px;border-radius:50%;background:radial-gradient(circle,rgba(253,191,59,.08),transparent 70%);pointer-events:none}

.testi-header{display:flex;justify-content:space-between;align-items:flex-end;gap:2rem;margin-bottom:4rem;flex-wrap:wrap;position:relative}
.testi-header .heading{margin-bottom:0}

.google-badge{display:inline-flex;align-items:center;gap:14px;background:var(--white);border:1px solid rgba(0,0,0,.05);border-radius:var(--radius-pill);padding:12px 22px;text-decoration:none;color:var(--text);box-shadow:0 8px 28px rgba(0,0,0,.04);transition:all .4s cubic-bezier(.16,1,.3,1)}
.google-badge:hover{transform:translateY(-3px);box-shadow:0 16px 40px rgba(0,0,0,.08)}
.gb-text{display:flex;flex-direction:column;line-height:1.2}
.gb-text strong{font-family:'Outfit';font-size:1rem;font-weight:800;letter-spacing:-.3px;display:flex;align-items:center;gap:8px}
.gb-text .gb-stars{color:#fdbf3b;font-size:.7rem;letter-spacing:1px}
.gb-text span:last-child{font-size:.7rem;color:var(--text-muted);font-weight:500;letter-spacing:.5px}

/* FEATURED PULL QUOTE */
.featured-quote{position:relative;background:var(--white);border-radius:var(--radius-lg);padding:4rem 3.5rem 3rem;box-shadow:0 30px 80px rgba(15,24,35,.06),0 4px 16px rgba(0,0,0,.03);border:1px solid rgba(0,0,0,.04);margin-bottom:2.5rem;overflow:hidden}
.featured-quote::before{content:'';position:absolute;top:0;left:0;width:6px;height:100%;background:linear-gradient(180deg,var(--accent),var(--accent-light))}
.fq-mark{position:absolute;top:-30px;right:40px;font-family:'Playfair Display',serif;font-size:18rem;font-style:italic;color:rgba(139,174,224,.10);line-height:1;pointer-events:none;font-weight:800;user-select:none}

.fq-grid{display:grid;grid-template-columns:1.5fr 1fr;gap:3.5rem;align-items:center;position:relative;z-index:1}

.fq-text{font-family:'Playfair Display',serif;font-size:clamp(1.4rem,2.3vw,1.95rem);line-height:1.5;color:var(--text);font-style:italic;font-weight:400;letter-spacing:-.3px;margin-bottom:2rem;position:relative}
.fq-text em{color:var(--accent);font-style:italic;font-weight:700}

.fq-author{display:flex;align-items:center;gap:18px}
.fq-author .fq-avatar{width:64px;height:64px;border-radius:50%;background:linear-gradient(135deg,#386498,#6a8fb8);color:#fff;display:flex;align-items:center;justify-content:center;font-family:'Outfit';font-weight:800;font-size:1.25rem;letter-spacing:-.5px;border:3px solid var(--accent-light);box-shadow:0 8px 20px rgba(56,100,152,.25);flex-shrink:0;text-transform:uppercase}
.fq-author h4{font-family:'Outfit';font-size:1.05rem;font-weight:800;letter-spacing:-.5px;margin-bottom:2px}
.fq-author p{font-size:.78rem;color:var(--text-light);line-height:1.4;margin-bottom:6px}
.fq-stars{font-size:.72rem;color:#fdbf3b;letter-spacing:2px;display:flex;align-items:center;gap:8px}
.fq-stars span{color:var(--text-muted);letter-spacing:.5px;font-weight:600;text-transform:uppercase;font-size:.65rem}

.fq-stats{display:grid;grid-template-columns:1fr 1fr;gap:14px;border-left:1px solid rgba(0,0,0,.06);padding-left:3rem}
.fq-stat{text-align:left}
.fq-stat h3{font-family:'Outfit';font-size:2.4rem;font-weight:900;letter-spacing:-2px;color:var(--text);line-height:1;margin-bottom:6px}
.fq-stat h3 span{color:var(--accent);font-size:1.6rem;margin-left:2px}
.fq-stat p{font-size:.68rem;color:var(--text-muted);text-transform:uppercase;letter-spacing:1.5px;font-weight:600;line-height:1.4}

.fq-dots{display:flex;justify-content:center;gap:8px;margin-top:2.2rem;padding-top:2rem;border-top:1px solid rgba(0,0,0,.04)}
.fq-dot{width:28px;height:4px;border-radius:2px;background:rgba(0,0,0,.08);border:none;cursor:pointer;transition:all .35s cubic-bezier(.16,1,.3,1);padding:0}
.fq-dot.active{background:var(--accent);width:48px}
.fq-dot:hover:not(.active){background:rgba(0,0,0,.18)}

/* SUPPORTING GRID */
.testi-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1.5rem;max-width:880px;margin:0 auto}
.testi-mini{position:relative;background:var(--white);border-radius:var(--radius);padding:2rem 1.8rem;border:1px solid rgba(0,0,0,.04);box-shadow:0 4px 20px rgba(0,0,0,.03);transition:all .5s cubic-bezier(.16,1,.3,1);cursor:pointer}
.testi-mini:hover{transform:translateY(-8px);box-shadow:0 24px 60px rgba(15,24,35,.10);border-color:rgba(139,174,224,.20)}
.testi-mini.is-active{box-shadow:0 24px 60px rgba(15,24,35,.10);border-color:rgba(139,174,224,.35);transform:translateY(-4px)}
.tm-quote{font-family:'Playfair Display',serif;font-size:4rem;font-style:italic;line-height:.5;color:var(--accent);opacity:.30;margin-bottom:.6rem;height:32px;font-weight:800}
.testi-mini p{font-size:.92rem;color:var(--text-light);line-height:1.7;margin-bottom:1.8rem}
.testi-mini p strong{color:var(--text);font-weight:600}
.tm-author{display:flex;align-items:center;gap:12px;border-top:1px solid rgba(0,0,0,.05);padding-top:1.1rem}
.tm-author .tm-avatar{width:42px;height:42px;border-radius:50%;background:linear-gradient(135deg,#386498,#6a8fb8);color:#fff;display:flex;align-items:center;justify-content:center;font-family:'Outfit';font-weight:800;font-size:.85rem;letter-spacing:-.3px;flex-shrink:0;text-transform:uppercase}
.tm-author h5{font-family:'Outfit';font-size:.88rem;font-weight:700;letter-spacing:-.3px;line-height:1.2}
.tm-author span{font-size:.7rem;color:var(--text-muted);display:block;margin-top:2px}

@media(max-width:1024px){
  .fq-grid{grid-template-columns:1fr;gap:2rem}
  .fq-stats{border-left:none;border-top:1px solid rgba(0,0,0,.06);padding-left:0;padding-top:2rem}
  .testi-grid{grid-template-columns:1fr;gap:1rem}
}
@media(max-width:768px){
  .featured-quote{padding:2.5rem 1.8rem 2rem}
  .fq-mark{font-size:11rem;top:-10px;right:10px}
  .testi-header{flex-direction:column;align-items:flex-start}
  .google-badge{padding:10px 16px}
  .fq-stat h3{font-size:1.8rem}
}


/* CLIENTS */
.clients-bar{background:var(--white);padding:5rem 0;border-top:1px solid rgba(0,0,0,.04)}
.clients-flex{display:flex;justify-content:space-around;align-items:center;flex-wrap:wrap;gap:2.5rem}
.client-block{text-align:center}
.client-block h3{font-family:'Outfit';font-size:3rem;font-weight:900;color:var(--accent);letter-spacing:-2px}
.client-block p{font-size:0.72rem;color:var(--text-muted);letter-spacing:2px;text-transform:uppercase;margin-top:4px;font-weight:500}

/* FAQ */
.faq-list{max-width:720px;margin:3.5rem auto 0;display:flex;flex-direction:column;gap:10px}
.faq-item{background:var(--white);border-radius:var(--radius);border:1px solid rgba(0,0,0,.04);overflow:hidden;transition:all .4s cubic-bezier(.16,1,.3,1)}
.faq-item.open{box-shadow:0 12px 40px rgba(0,0,0,.05);transform:scale(1.01)}
.faq-q{padding:20px 26px;display:flex;justify-content:space-between;align-items:center;cursor:pointer;font-weight:600;font-size:0.92rem;font-family:'Outfit';letter-spacing:-0.3px;transition:all .3s}
.faq-q:hover{color:var(--accent)}
.faq-q .icon{width:30px;height:30px;border-radius:50%;background:var(--bg);display:flex;align-items:center;justify-content:center;font-size:0.85rem;transition:all .4s cubic-bezier(.16,1,.3,1);flex-shrink:0;font-weight:300}
.faq-item.open .faq-q .icon{transform:rotate(45deg);background:var(--accent-glow);color:var(--accent)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .5s cubic-bezier(.16,1,.3,1),padding .4s}
.faq-item.open .faq-a{max-height:300px;padding:0 26px 20px}
.faq-a p{font-size:0.88rem;color:var(--text-light);line-height:1.85}

/* CTA */
.cta-section{background:var(--bg-dark);padding:7rem 0;text-align:center;position:relative;overflow:hidden}
.cta-section .heading{color:#fff;margin-bottom:1rem}
.cta-section .subtext{color:rgba(255,255,255,.4);margin:0 auto 2.5rem;text-align:center}
.cta-glow{position:absolute;width:500px;height:500px;border-radius:50%;background:radial-gradient(circle,rgba(56, 100, 152,.15),transparent 70%);top:50%;left:50%;transform:translate(-50%,-50%);pointer-events:none;animation:ctaPulse 4s ease-in-out infinite}
@keyframes ctaPulse{0%,100%{transform:translate(-50%,-50%) scale(1);opacity:1}50%{transform:translate(-50%,-50%) scale(1.2);opacity:.6}}

/* CONTACT */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:4rem;margin-top:3rem}
.contact-form{display:flex;flex-direction:column;gap:14px}
.form-field input,.form-field textarea{width:100%;padding:16px 20px;border:1.5px solid rgba(0,0,0,.08);border-radius:var(--radius);font-family:'Space Grotesk';font-size:0.88rem;background:var(--white);color:var(--text);transition:all .3s;outline:none}
.form-field input:focus,.form-field textarea:focus{border-color:var(--accent);box-shadow:0 0 0 4px var(--accent-glow)}
.form-field textarea{min-height:130px;resize:vertical}
.form-field input::placeholder,.form-field textarea::placeholder{color:var(--text-muted)}
.contact-details{display:flex;flex-direction:column;gap:1.8rem}
.cd-item{display:flex;gap:16px;align-items:flex-start}
.cd-icon{width:48px;height:48px;border-radius:14px;background:var(--accent-glow);color:var(--accent);display:flex;align-items:center;justify-content:center;font-size:1.2rem;flex-shrink:0}
.cd-item h4{font-family:'Outfit';font-size:0.92rem;font-weight:700;margin-bottom:3px;letter-spacing:-0.3px}
.cd-item p{font-size:0.85rem;color:var(--text-light)}
.cd-item a{color:var(--accent);text-decoration:none;font-weight:500}

/* FOOTER */
.footer{padding:3rem 0;border-top:1px solid rgba(0,0,0,.06)}
.footer-inner{display:flex;justify-content:space-between;align-items:center}
.footer p{font-size:0.78rem;color:var(--text-muted)}
.footer-links{display:flex;gap:2rem}
.footer-links a{color:var(--text-muted);text-decoration:none;font-size:0.78rem;transition:all .3s;font-weight:500}
.footer-links a:hover{color:var(--accent)}

/* GSAP STATES */
.gs-reveal{opacity:0;transform:translateY(50px)}
.gs-reveal-left{opacity:0;transform:translateX(-80px)}
.gs-reveal-right{opacity:0;transform:translateX(80px)}
.gs-scale{opacity:0;transform:scale(.85)}

/* RESPONSIVE */
@media(max-width:1024px){
  .hero-grid,.about-grid,.tab-panel.active,.contact-grid{grid-template-columns:1fr}
  .stats-grid{grid-template-columns:repeat(2,1fr)}
  .process-grid{flex-wrap:wrap}.process-card{min-width:calc(50% - 0px)}
  .hero-visual{margin-top:3rem}
}
@media(max-width:768px){
  .container{padding:0 1.25rem}
  .nav-links{display:none;flex-direction:column;position:absolute;top:100%;left:0;right:0;background:rgba(247,245,240,.98);backdrop-filter:blur(20px);padding:2rem;gap:1.2rem;border-bottom:1px solid rgba(0,0,0,.06)}
  .nav-links.active{display:flex}
  .burger{display:flex}
  .heading{letter-spacing:-1.5px!important}
  .hero{min-height:auto;padding:7rem 0 4rem}
  .hero-grid{gap:3rem}

  /* Compact hero on phone */
  .hero-meta{font-size:.6rem;letter-spacing:2px;gap:10px;margin-bottom:.9rem}
  .hero-meta-line{width:18px}
  .hero-hook{font-size:.95rem;padding:.55rem .85rem .55rem .75rem;line-height:1.3}
  .hook-quote{font-size:1.4rem}
  .hero-credentials{gap:.5rem 1rem;padding:.9rem 0;margin-bottom:1.6rem}
  .hcred-item{font-size:.7rem}
  .hero-proof-v2{padding:.9rem 1rem;margin-bottom:1.2rem!important}
  .hero-proof-v2 .hero-proof-text{font-size:.78rem}
  .btn-book-now{padding:14px 24px;font-size:.85rem}

  /* Investment Planning bar — taller stack feels right on phone */
  .ac-bar{height:44px}
  .acb-seg.s-liquid{display:none}      /* 5% slice is too thin to read on phone */

  /* Process section — proc-card padding tight */
  .proc-card{padding:1.4rem}
  .proc-num{font-size:3.5rem;top:-12px}
  .proc-text h3{font-size:1.4rem}

  /* Testimonials v3 — tighter featured quote */
  .testimonials-v3{padding:5rem 0}
  .t3-header{margin-bottom:3rem}
  .t3-eyebrow{letter-spacing:1.8px;gap:8px;font-size:.6rem}
  .t3e-line{width:18px}
  .t3-featured{padding:2.2rem 1.4rem 1.4rem;border-radius:18px}
  .t3-press{padding:1rem 1.2rem}
  .t3p-label{font-size:.58rem}
  .t3p-item{font-size:.74rem}
  
  /* Fix floating cards overlapping on mobile */
  .float-card-1{top:-10px;right:-10px;transform:scale(0.85);transform-origin:top right}
  .float-card-2{bottom:-10px;left:-10px;transform:scale(0.85);transform-origin:bottom left}
  
  .stats-grid{grid-template-columns:1fr 1fr;gap:1.5rem}
  .stat-item h3{font-size:2.5rem}
  
  .timeline-line{left:20px}
  .timeline-content,.timeline-visual{width:100%;margin-left:50px}
  .timeline-step{flex-direction:column!important;align-items:flex-start;gap:1.5rem}
  .timeline-dot{left:20px}
  
  .testi-card{min-width:85vw;padding:1.8rem}
  .testi-nav{margin-top:1.5rem}
  
  .clients-flex{gap:1.5rem}
  .section{padding:5rem 0}
  .footer-inner{flex-direction:column;gap:1rem;text-align:center}
  .services-header{flex-direction:column;align-items:flex-start}
}