Est. 1999 · Mumbai
“ The advisor doctors recommend to other doctors.

Wealth, deliberately
managed.

Since 1999, helping India's most discerning families — doctors, NRIs, businessmen and HNIs — build, protect and pass on generational wealth. CA-led. Bias-free. Under one roof.

Client
Client
Client
+
Trusted by 2,500+ families
across India, Dubai & the US
★AMFI registered
★MDRT member · 15× USA
★4.9 on Google · 200+ reviews
Start Your Journey → Explore Services

Portfolio Overview

● Live
Mutual Funds₹48.2LDiversified
Insurance Cover₹2 CrActive
Monthly SIP
₹45,000
↑ Auto-stepped
Goal Tracking
On Track
Target 2035
Retirement PlanningMutual FundsHealth InsuranceTerm InsurancePMS & AIFNRI AdvisoryTax PlanningKeyman InsuranceREITsPassive Income Retirement PlanningMutual FundsHealth InsuranceTerm InsurancePMS & AIFNRI AdvisoryTax PlanningKeyman InsuranceREITsPassive Income

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Years Experience

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Happy Clients

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Expert Advisors

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MDRT Conventions

Our Services

All your financial needs,
under one roof.

Four pillars. One unified plan. Hand-led by CA Bhavesh Thakkar and his 25-year team.

01

Investment Planning

Mutual funds, PMS, AIF & REITs — restructured around your goals and risk profile.

  • Equity
  • Debt
  • Goal-mapped SIPs
Explore →
02

Insurance Planning

Objective term, health, keyman & MWPA cover — exactly what you need, never bundled.

  • Term
  • Health
  • Keyman
Explore →
03

Retirement Solutions

Reverse-engineered corpus targets, pension optimisation, and a post-retirement income plan.

  • Corpus
  • Pension
  • Annuity
Explore →
04

NRI Advisory

NRE/NRO, cross-border tax, FEMA & repatriation — one team for both sides of the border.

  • NRE/NRO
  • DTAA
  • FEMA
Explore →
Wealth Creation

Built to compound.
Not to churn.

Investment advice should compound, not churn. We build and rebalance your portfolio around your timeline, risk profile and life stage — then keep it honest with reviews that prioritise your goal, not the next trade.

01
Mutual Fund design & rebalancing Hand-picked across equity, debt and hybrid — chosen for fit and fundamentals, not flavour-of-the-month.
02
PMS & Alternate Investment Funds For ₹50L+ portfolios — Cat II/III AIFs & PMS that genuinely add value over their mutual-fund cousins.
03
REITs & passive-income products Build monthly cash flow on top of your salary — without the headaches of a second property.
04
Tax-efficient structuring LTCG harvesting, 80C/80D/NPS optimisation, and family-trust setups for legacy planning.
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Sample architecture · ₹1 Cr portfolio

The Prosecure allocation

4.9★ Risk-adj.
Equity 65%
Debt 20%
Gold/REITs 10%
5%
📈
Core · ₹65 L · Equity 3 large-cap funds · 1 flexi · 1 international
Compound
🏛
Anchor · ₹20 L · Debt PPF · NPS · short-duration debt fund
Stabilise
🏘
Satellite · ₹10 L · Gold & REITs SGB + listed REIT · monthly cash flow
Diversify
💧
Reserve · ₹5 L · Liquid Emergency · 6-month expenses · zero-risk
Cushion
Family protection stack · ₹60L income

Cover, layered for life events.

78% Adequacy
🛡
Term Life · ₹2.8 Cr 10–12× annual income · pure cover, never bundled
Income shield
🏥
Health · ₹50 L floater + ₹50 L super top-up For the family · cashless across 8000+ hospitals
Hospital cover
💼
Keyman & MWPA · for business owners Protect spouse's claim against creditors
Asset shield
⚕
Critical illness · ₹25 L Lump-sum on diagnosis · covers 35+ conditions
Diagnosis cushion
Annual audit Nominee + assignment + cover refresh
Risk Management

Cover that actually
covers.

An LIC policy bought in 2008 covering ₹50L felt huge then. Today it might cover 11 months of your family's lifestyle. We re-baseline your protection against today's income, dependents and liabilities — and fill the gaps with low-cost term, never bundled.

01
Term life cover, right-sized 10–12× annual income rule, adjusted for liabilities and dependents.
02
Family health optimisation Base floater + super top-up structure to maximise cover per rupee of premium.
03
Keyman & MWPA structuring For business owners — protect both the business and the family's claim on it.
04
Annual nominee & assignment audit So a 7-day claim doesn't become a 7-month legal mess.
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Future Security

Retirement, engineered.
Not hoped for.

Most people walk into retirement hoping their savings last. Our clients walk in knowing they will. We reverse-engineer the corpus you actually need — then build a monthly income plan for the 25–30 years after.

01
Reverse-engineered corpus target Inflation, lifestyle, dependents and contingencies — modeled into a single number.
02
Pension & annuity ladder NPS · annuities · staggered FDs — sized so income arrives when you need it.
03
Post-retirement monthly income plan SWP from mutual funds + annuity + rentals — blended for tax efficiency.
04
Annual recalibration Life changes. The plan moves with it — every single year.
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Retirement readiness · The Sharma plan

From a salary, to an income.

Target corpus by 58
₹5.2 Cr
Current: ₹3.7 Cr · gap closing in 4.3 yrs
Mutual fund SWP
₹95,000
NPS annuity
₹42,000
Rental income
₹35,000
Monthly income, post-58
₹1.72 L
Cross-border ledger · Dubai-based client

Two timezones, one portfolio.

FEMA ✓ Compliant
🇮🇳 India
NRE FDs₹48 L
MFs (NRO)₹62 L
Real estate₹1.2 Cr
₹2.3 Cr
🇦🇪 UAE
USD savings$ 180 K
UAE property$ 320 K
Equity (intl)$ 95 K
$ 595 K
✓NRE/NRO setup
✓Form 15CA/CB
✓DTAA filed
✓Repat ready
Single point of contact Mumbai team · across timezones
Global Wealth

NRI advisory,
under one roof.

Cross-border wealth is a paperwork minefield. Our team handles NRE/NRO investments, cross-border tax, repatriation and FEMA compliance — so you focus on the life you've built abroad, not the forms 7,000 km away.

01
NRE/NRO investment structuring Right account, right tax treatment, right repatriability — from day one.
02
Cross-border tax & DTAA filing Avoid double tax in India, US, UAE, UK or wherever you call home.
03
India property & rental management Tenant, repairs, taxes, TDS — handled while you sleep an ocean away.
04
FEMA-compliant repatriation Form 15CA/CB · ₹10L/year LRS · clean paper trail you can produce on demand.
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Bhavesh Thakkar
🏆
15+ MDRT Conventions

International recognition, USA

Meet The Visionary — Passive Income Architect

Bhavesh Thakkar

CEO, Prosecure Investments

Over two decades transforming financial futures. A CA & MDRT member who has advised 2,500+ families on retirement, investments, insurance and tax planning.

Faculty for doctors on financial planning. Speaker at Rotary Club & GlaxoSmithKline (Dr Reddys).

Chartered AccountantMDRT MemberIIMISB
How It Works

Take control in
four deliberate steps.

From the first conversation to the quarterly review — every step is hand-led by CA Bhavesh Thakkar himself.

01

We understand you, deeply.

Before a single recommendation is made, we sit down for a long, unhurried conversation. Your goals. Your fears. Your family. Your income trajectory. What you own. What you owe. No template, no shortcuts.

  • Current financial position & cash flow
  • Short, mid & long-term goals (with timelines)
  • Dependents, liabilities, risk appetite
Discovery Interview

The Sharma Family

90 min · in person
  • ✓
    Age & family42, married, 2 kids (12, 8)
  • ✓
    Current income₹54L p.a. · cardiologist
  • ✓
    Existing investments4 funds · 3 LIC · 2 properties
  • ✓
    Top 3 goalsKids' education · retire at 58 · Pune flat
  • ▸
    Risk appetiteDetailed scoring in progress…
  • ○
    Lifestyle & legacy wishesNext 20 mins
Risk profile ● Balanced
CUSTOM-BUILT
Personal Financial Plan

Sharma Family · Plan v1

💵
Cash flow & expenseMapped · ₹3.6L/mo surplus
✓
📊
Tax planning80C maxed · 80D, NPS optimised
✓
🛡
InsuranceTerm ₹2.8 Cr · health ₹50 L family
✓
🎯
Goals & milestones5 goals · all funded by ₹62k SIP
✓
📈
Investments & allocation65 / 25 / 10 · equity / debt / gold
✓
Hand-signed by CA Bhavesh Thakkar
02

A plan, written for you.

Our team translates everything we learned into a single binder — your Personal Financial Plan. It covers cash flow, tax, insurance, liabilities, goals and investments. Hand-built, hand-signed — not copy-pasted.

  • Cash flow + tax + insurance in one document
  • Goal-by-goal funding plan
  • Investment allocation across equity, debt & gold
03

We walk you through every line.

You don't get handed a 30-page PDF and a "good luck". We sit across the table and walk through the plan line by line — across Equity, Debt and Protection — until every recommendation makes intuitive sense to you.

  • Why each fund, not just which
  • Stress-test scenarios (job loss, market crash, claim)
  • Your "what-if" questions, answered in real time
Recommendation Breakdown

Three pillars of your plan

📈
65%
Equity
  • 3 mutual funds
  • 1 international
  • Auto-stepped SIP
Growth engine
🏛
25%
Debt
  • PPF · NPS
  • Short-term debt fund
  • Emergency liquid
Stability anchor
🛡
10%
Protection
  • Term ₹2.8 Cr
  • Family floater ₹50 L
  • Critical illness
Safety net
Total recommended: ₹62,000 / mo SIP + ₹14L lumpsum reallocation
Ongoing Stewardship

Annual review · year-on-year

● Active
1Execute
2Track
3Review
4Rebalance
1× a year
  • ✓Yr 1 · SIPs auto-stepped on salary growth
  • ✓Yr 2 · Underperforming fund switched out
  • ✓Yr 3 · Insurance audit + nominee refresh
  • ▸Yr 4 · Goal recalibration (this year)
04

We stay quietly in the driver's seat.

Plans drift. Markets shift. Lives change. So we don't disappear after execution — we review, rebalance and audit your plan once every year, and call you when something genuinely needs your attention.

  • Annual portfolio review & rebalancing
  • Annual insurance & nominee audit
  • Goal recalibration & tax-harvesting once a year
Testimonials · word of mouth, mostly

Built one family
at a time.

No marketing budget, no paid endorsements. Every client below sent us another. This is what some of them have to say.

4.9 · 200+ Google reviews →
“
Our association with Prosecure started in 2013. Their level of expertise is exceptional — always willing to answer all our questions on the intricate levels of insurance we need. CA Bhavesh has gone above and beyond, even taking care of investments not done through him. Their integrity and professionalism is superior.
RR
Dr. Ravindra Rupwate Chest Physician · Fortis Hospital
★★★★★
“
Prosecure has personified excellence by relentlessly creating value with the highest professionalism. Their key differentiator is to understand the client's circumstances and then provide a bespoke solution for insurance and investment — best in class. A trusted advisor in every sense.
SS
CA Samir Shah Partner · Deloitte
★★★★★
As referenced at Rotary Club GlaxoSmithKline (Dr Reddy's) 15× MDRT USA IIM & ISB faculty programs

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Doctors

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Corporate

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Businessmen

0

NRIs

0

Retired

FAQ

Got questions?
We've got answers.

How is Prosecure different from other advisors?+

We are financial advisors that provide you the best financial advice that is tailored for you. Our CA-led team provides unbiased, holistic financial planning.

What services do you offer for NRIs?+

Complete one-stop NRI advisory: NRE/NRO investments, cross-border tax, property management, repatriation & FEMA compliance.

How do I get started?+

Book a free 30-minute discovery call. We'll understand your situation, goals, risk appetite — then craft your personalized plan.

What are your qualifications?+

Our CEO is a Chartered Accountant, 10+ year MDRT member. Team holds certifications in financial planning & insurance.

In the crowded marketplace of advice,
we help you see the right perspective.

Experience the impact of expert guidance. 25+ years. 2,500+ families. Your turn.

Schedule Free Call →
Contact

Let's build your
financial future.

📍

Office

310, Marathon Max, LBS Marg, Mumbai

📧
📞
🕐

Hours

Mon — Sat, 10AM — 7PM

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