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XYZ AMC Flexi Cap
11.2%
−3.4% vs index
Most investors buy policies and mutual funds over the years but rarely check if they're still aligned with life goals. Paperwork gets outdated. Bonuses accumulate unseen. Portfolios become cluttered.
We're offering a complimentary 360° Financial Audit to help you track, optimize and secure your hard-earned money.
Full portfolio review
Cost. Always.
Years of experience
Families audited
Four checks on every old policy in your drawer. Outdated nominees, untracked bonuses, mistimed maturities — the kind of paperwork that turns into claim-day surprises.
A policy with a stale nominee — your unmarried name, a deceased parent, a forgotten assignment — turns a 7-day claim into a 7-month legal mess. We open every certificate and verify ownership, assignments and nominee chain against current life events.
LIC quietly adds a simple reversionary bonus every year — and a loyalty addition at maturity. Most policyholders have no idea how much has built up. We pull your latest bonus statement and reverse-calculate every rupee owed.
When does each policy pay out — and how much? Most clients can't answer that without digging through bond papers. We map every survival benefit and maturity to a single visual timeline so cash inflows are predictable, not surprises.
An LIC policy bought in 2008 covering ₹50L felt huge then. Today, that may cover 11 months of your family's lifestyle. We re-baseline cover against current income, dependents, liabilities and lifestyle — and recommend a top-up via low-cost term, not new endowment.
Three checks we run on every portfolio. Most show up to half their wealth tied up in funds buying the exact same companies.
Many investors own 5–6 mutual funds thinking they're diversified — but underneath, those funds may be buying the exact same top-15 stocks. The result: you pay 5 expense ratios, take 5x the paperwork, but effectively own one concentrated portfolio.
A SIP without a goal is just a habit. We attach every rupee of your monthly investment to a specific life milestone — child's higher education, retirement corpus, the Pune flat, the gap-year fund — with a target amount and date.
A fund that beat the index five years ago doesn't mean it's beating it today. We benchmark every fund against its category average and index — and flag the ones quietly bleeding return.
A completely free, no-obligation review by industry experts. You walk away with a written report — no strings, no upsell.
Fix errors in old paperwork before they become major problems during claim or withdrawal time — when it's too late.
Switch out of underperforming assets, eliminate duplicate fund strategies, and recover percentage points you didn't know you were losing.
Reply on WhatsApp with the word "AUDIT" or share a convenient time for a brief call — we'll help you clean up and optimise your portfolio.